Freelancers

Freelancers by Skills

401-500 of 2021 Professionals
Freelancers
Strategy & Analytics Pro

Business management professional with a solid understanding of what it takes to be profitable, both technically and operationally. Exceptional problem-solver who integrates critical thinking, intuition and the diligent support of complex modeling and factual analysis to guide C-level strategy and decisions. Known for consistently delivering results through unmatched levels of productivity and service. Willingly accepts challenges and thrives under pressure.

United States, WA, Shoreline | Finance & Management | Rating 0.0 (0 reviews)
Data Analysis Specialist

Data and Quantitative analysis Specialist. Credentials: Bsc in math, Tel aviv University. 1 year of experiance in investment - quantitiave analysis 1 year of experience in data analysis. Knowledge in machine learning, programming, MATLAB, Python and many other data releveant tools.

Israel, Israel, Tel Aviv | Finance & Management | Rating 0.0 (0 reviews)
Expert in DATA ANALYSIS, TO PREPARE PROJECT PROFIL

To acquire a position in a progressive environment of reputed company where to be utilize my background and knowledge of Business Administration & Management to contribute the Company's growth with challenges, responsibility, competitive & goal oriented. I, engaged myself in credit section with portfolio amounting Tk.150.00 CRORE of my branch of our bank, having last 5 years work experience with preparing different firm's project profile with analyzing data for presenting the data. I am seeking opportunities to assist your business process. I am excellent in MS word & MS Excel 2007. I have work experience in KASTLE CORE Software (Banking software), Western Union software, CL software, SME SOFTWARE and Tally Software.

Bangladesh, KHULNA, KUSHTIA | Finance & Management | Rating 0.0 (0 reviews)
Senior business,investment,engineering math lover

Math degree with 40+ years experience up to President applying math to business, engineering and investment. Spent 6 months writing an unfinished math book for girls. Lifelong math enthusiast with great experience in technical and business writing and communications. Computer skills in Word, Excel, Outlook, PowerPoint, algorithmic writing in C+. VB.net.

United States, FL, Naples | Finance & Management | Rating 0.0 (0 reviews)
Financial analysis professional

I am proficient in using Microsoft Office applications more specifically in Word, Excel, and Powerpoint. I am very confident in using MS office applications, particularly in Excel which I use everyday in my job as an Associate for a global bank. I have been working under the Financial analysis team for a global bank, therefore confident working with extensive formulas and VBA macro. I have Bachelors Degree in Business Administration major in Business Management, a deans-lister in college and graduated in May 2008 with Academic Distinction. Aside from the technical skills and experiences, I also carry good values and attitude towards life and work. I am persistent enough for me not to easily give up on challenging or tough situations. I can work well in teams or independently, can pay good attention to details and work with less supervision. I also make it a point that I excel and do my best in every task or job assigned to me.

Philippines, NCR, Makati | Finance & Management | Rating 0.0 (0 reviews)
Dedicated and Professional, Best Service Delivery

Very dedicated and ensure best service delivery, the provider has wide experiences in administrative jobs, financial and economic analysis, report writing and various roles in coordinating activities With formal undergraduate background in Financial Engineering, the provider is continuously improve knowledge and skills in finance and economics. He is currently pursuing Masters Science in Finance at the Daniels College of Business, University of Denver. Currently, he also pursuing Certificate of Islamic Finance Professional (CIFP) at INCEIF, Malaysia. He has more than 6 years experience in Economic Division, Ministry of Finance, Malaysia. Apart from performing analysis on Malaysian macroeconomy and writing economic report, he also responsible in coordinating publicationof Quarterly Update, departmental database, representing ministry in high level meetings pertaining labour and macro economy as well as familiar in using Excel, E-Views and other programs to accomplish tasks.

Malaysia, Selangor, Sepang | Finance & Management | Rating 0.0 (0 reviews)
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I am a student at RPI dual majored in math and management. I am willing to offer my skills and time to facilitate businesses and individuals on statistics as well as business researches.

United States, NY, Troy | Finance & Management | Rating 0.0 (0 reviews)
Business Solutions

Business Solutions for large corporations to small businesses including project management, design and construction, software design and business strategies.

Virgin Islands (US), VI, St John | Finance & Management | Rating 0.0 (0 reviews)
global real estate development and management

Rob Coulson is an entrepreneur with a background in management consulting. He engages in private real estate development, software development, and advisory work for a select set of clients. He has extensive experience in project design and delivery; business development and capture management; and executive management and finance. Specialties: Real estate development, asset management, strategy, strategic sourcing, technology solutions, economic analysis, valuation, special economic zones, facility management, performance management, and business process improvement.

United States, VA, Falls Church | Finance & Management | Rating 0.0 (0 reviews)
Financial Analyst, Statistician and Risk Manager

Hey, I am a professional in Financial Industry with profound knowledge in Statistics, Economics, and Management. My professional skill is capped by a Bachelor's degree in Actuarial Science and broad studies of economics, statistics and finance in research. My background spans solid analytical and quantitative training/ work experience including financial modeling, financial risk analysis, statistical modeling, financial education and training. I have over three years in the financial service industry and worked for lover ten well established companies in the world. I believe in honesty and delivering before the deadline and regular communication with the client.

Kenya, Central, Nairobi | Finance & Management | Rating 0.0 (0 reviews)
'SR Accountant '

Please Download 1 of my Portfolio I am working as a senior accountant in a Big organization. I am expert in followings Bookkeeping Accounts Receivable and Bad Debts Preparation of financial statement Trial Balance, Income Statement and Balance Sheet Preparation of Cash flows statement. Preparation of Cash book & Bank book. Preparation of Receive & Payment Accounts. Education : Masters of Business Studies I am new in elance. So My rate is low but i will try my best.

Bangladesh, Bangladesh, Chittagong | Finance & Management | Rating 0.0 (0 reviews)
C, C++ Programmer and adroit Management Consultant

PROFILE SUMMARY •Adroit in analyzing information system needs, evaluating end-user requirements, custom designing solutions & troubleshooting for management of complex information systems •Possess organization and service skills with positive, professional attitude and strong commitment to excellence CORE COMPETENCIES •Distinguished abilities in suggesting technology-based solutions for enhancing functional efficiency of the organization and achieving business excellence •Mapping client’s requirements, attending / conducting business user meeting, project planning & scheduling, thereby providing them customized business solutions •Developing project baselines; monitoring & controlling projects with respect to cost, resource deployment, time over-runs and quality compliance to ensure satisfactory execution of projects ORGANISATIONAL EXPERIENCE Over three(3) years of experience in the Information Technology Sector and Public Sector Undertaking combined.

India, West Bengal, Kolkata | Finance & Management | Rating 0.0 (0 reviews)
Accounting/Bookkeeping Specialist

QuickBooks Advanced Certified Proadvisor Accounting/Bookkeeping Specialist Master's in Accounting (UNLV) Master's in Business Administration (University of Utah)

United States, NV, Las Vegas | Finance & Management | Rating 0.0 (0 reviews)
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In addition to Chris’ 7 years of accounting & bookkeeping experience, Chris has earned a degree in accounting from the University of Washington. Chris has an excellent balance of communication skills, fiscal aptitude, and the ability to create innovative solutions when problem solving. Chris’ ability to deal with the tyranny of the immediate while focusing on the bigger picture helps businesses streamline and focus their attention both toward short and long term goals. While employers have praised him for his dedication, focus & loyalty, it is his effectiveness in completing projects propitiously that sets him apart.

United States, WA, shoreline | Finance & Management | Rating 0.0 (0 reviews)
MBA graduate

I am an MBA graduate in General Management and a holder of a BSc. in Business Administration majoring in Finance. I have an excellent academic for which I was inducted into the Beta Gamma Sigma honour society I am an experienced adjunct lecturer in several university-level business courses. I am also trained in project management and I possess excellent research skills . I am extremely proficient in the use of Microsoft Office Suite Applications. I speak excellent English which is myn native language.

Jamaica, Trelawny, Falmouth P.O. | Finance & Management | Rating 0.0 (0 reviews)
CPA, Excel Expert, Analyst, Accountant/Bookkeeper

I am a Certified Public Accountant (CPA) by profession with more than 5 years experience. Online researching was one of my tool to finish and complete my research and feasibility study during my college. I am online research wizard. Credit and Debt Collection management and analysis is my job in the bank where I am working right now. My work requires financial analysis, business planning and statistical analysis. Accounting and bookkeeping are the major field of my studies during college. I used to do bookkeeping and prepare financial statements during my first four months in the bank. When we implemented the core banking solution of the bank, I used to do bookkeeping and other accounting works. I am using excel in coming up analysis and reports. I am using word in formulating manuals, circulars or memorandum as well as reports. I am a workaholic and efficient person. I always deliver quality output promptly. Your satisfaction is guaranteed.

Philippines, Metro Manila, Makati City | Finance & Management | Rating 0.0 (0 reviews)
Investment banker, expert financial modeler

Investment banker with 7 years experience in mergers & acquisitions, equity raising, debt financing, business development and business modelling for large corporate across the EMEA region. Training and experience from Credit Suisse and Barclays Capital.

United Kingdom, England, London | Finance & Management | Rating 0.0 (0 reviews)
Expert Industrial & Organizational Psychologists

Our small team of Consultants have experience advising at the Federal level of the US Government, consulting with Fortune 500 companies, and working in large legal firms. With a combined experience of 30+ years of consulting on a wide array of projects in private industry, public service, and academia. You will find that our expertise, research skills, attention to detail, and depth of knowledge are all second to none. The synergy of our capabilities in data management and processing; multi-tasking and project management; and statistical methodology and legal research are what previous clients and partners have described as but some of the defining dynamic characteristics that help to set us apart from the rest of the pack. There are no projects too big nor too small for our team. We are confident you will find that our results will be above and beyond your expectations, and sincerely look forward to helping you reach all of your business goals.

United States, KS, Wichita | Finance & Management | Rating 0.0 (0 reviews)
'Expert Business consultant','Business Liaison.'

Having Expertise in ‘core process redesign’, ‘new industrial engineering’ or ‘working smarter’ for Business with Computer Software Engineering (B.TECH) background and working for Business Analyst, Business Process Re-engineering as well as business liaison. I have worked with majorly Pvt. sector, Govt. Sector, skill development project for different industries. Good in Analysis with mathematical background and updated with new business trends, technology and upcoming future of new business scope. I am very passionate for new business ideas that brings me Consulting, advising, and designing programs to fill the gaps between the actual situation and the desired one. I am continuously self develop both personally and professionally and always study the world around me, analyze changes, synthesize, come up with new creations and ideas, test them, refine them, and then offer them to the Person and company on their personal need or on B2B Need.

India, NCT, Delhi | Finance & Management | Rating 0.0 (0 reviews)
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Accountancy Major looking for a long-term job which would help me grow professionally, gaining knowledge in the field of Business. I am an honest, hardworking and detail-oriented worker.

Philippines, Rizal, Marikina | Finance & Management | Rating 0.0 (0 reviews)
Strategic management consulting and equity analyst

English Speaking, Strong mathematics background, Chemical Engineer, Mechanical Engineer, Project Management (PMP), CFA Member, MBA. Specialty is in corporate turn arounds.

United Kingdom, Providenciales, Providenciales | Finance & Management | Rating 0.0 (0 reviews)
Financial/Investment Management Professional

I have a B.Sc Financial Mathematics undergraduate degree, B.Comm Investment Management Honours degree and am a CFA charterholder. I have 4 years experience in Corporate Finance and Mergers and Acquisitions. Key skills developed during this time include: Financial modelling and forecasting; Business valuations - DCF, Relative valuations; Financial statement capturing/analysis; Report writing.

South Africa, Gauteng, Johannesburg | Finance & Management | Rating 0.0 (0 reviews)
Quant Finance Expert & Graduate of CMU'sMSCF

I am a Quant Finance professional with over five years of work experience in the financial services sector. I completed a Masters in Computational Finance (MSCF) graduate degree from Tepper Business School, Carnegie Mellon University in 2010 and have also completed all three levels of CFA examinations. I have past experience in developing systematic trading strategies, building templates in MS Excel (using VBA), asset allocation and statistical analysis. I am proficient with MS Office, VBA, Macros in Excel, R and S-Plus (for statistical analysis),SQL and MATLAB

Pakistan, Punjab, Rawalpindi | Finance & Management | Rating 0.0 (0 reviews)
CFA, MBA with strong accounting/risk mgmt skills

Completed CFA and MBA in the finance domain, and have experience of working in the investment banking and banking industry. Also bring on board strong skill set in business strategy, business planning, financial planning and accounting.

India, maharashtra, mumbai | Finance & Management | Rating 0.0 (0 reviews)
Corporate work ethic, intern level charge

Financial professional with experience in both for and non-profit industries. Has worked with aspects of accounting, marketing, sales, auditing and financial management, and administrative tasks. Direct experience with fundraising, financial consulting and contractual signings. Interested in international business. Specialties:Competitive analysis, financing, data manipulation and presentation

United States, NY, Brooklyn | Finance & Management | Rating 0.0 (0 reviews)
Detail orientated.

I have a Bachelor of Business Administration in Accountancy and a Bachelor of Arts in Criminal Justice. I have over ten years of experience in government administration and accounting.

United States, ID, Boise | Finance & Management | Rating 0.0 (0 reviews)
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I have been working as project manager for last 8 years. I have been doing the management of projects including marketing, financial and technical aspects from start to finish. My core competencies are financial management, business development, marketing planning, brand management and technical services. Moreover, I also possess good skills in quantitative analysis like forecasting, probability, regression analysis, waiting lines, quality tools, decision tress, linear programing etc I believe in providing my customers the real value for their money in shape of superior quality services. Education BS Engineering (Electronics) MBA (Marketing, Finance)

Pakistan, Punjab, Rawapindi | Finance & Management | Rating 0.0 (0 reviews)
Corporate finance, accounting, financial analysis

30+ years' experience advising companies on matters of financial management, accounting, tax, and quantitative analysis, layered onto an academic background in accounting and corporate finance. I was formerly in the public accounting field---on the staff of a CPA firm---for a number of years, specializing in the area of corporate and partnership tax law, but also advising clients of every size and industry on general tax, accounting, and business financial management projects. Migrating from public accounting to a self-employed consultancy business, I've continued to assist clients for the last 19 years as an independent advisor. My clients have represented many different industries and varied business models, as well as being situated across a broad band of the size spectrum. With extensive expertise in corporate financial management, accounting, and business economics, my consultation engagements are focused within these areas, but include projects of nearly any size.

United States, NC, Charlotte | Finance & Management | Rating 5.0 (2 reviews)
Jesse F

I currently work in employee benefits for a large financial institution. I have a Bachelor's of Business degree with an emphasis in Finance and am currently pursuing my MBA.

United States, WI, Oshkosh | Finance & Management | Rating 0.0 (0 reviews)
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I have 15+ years of experience as a financial analyst, costing manager, asst. controller. I have a B.S. in Mathematics and an A.S. in Engineering.

United States, MD, LaVale | Finance & Management | Rating 0.0 (0 reviews)
An Expert Accounts Professional

When it comes to accounting, I offer over 5 years experience, I can assist you with your accounting tasks from bookkeeping set up for various industry entities to bank reconciliation and financial reporting. I have accounting expertise in contracting, distributing, manufacturing, real estate, retail and service industries. Whether you need bookkeeping help on a one time basis or are seeking a continued relationship with periodic bookkeeping and ongoing accounting analysis, you will find my services outstanding. If you're in need of an administrative assistant, general office or transcription, I have expertise in organizing to help you make sense of your business. I'm comfortable using MS Office, including Word, Excel, PowerPoint, Outlook and Power Point, as well as MS Works spreadsheet and database programs. I'm available to assist you with your business-from intensive accounting and bookkeeping functions to general office tasks.

Pakistan, Punjab, Dera Ghazi Khan | Finance & Management | Rating 0.0 (0 reviews)
Workhard and never give up woman

My background is from boarding school that order to speak in English and Arabic as daily languages. I got my bachelor at Mathematic Department Makassar State University and now I work at Inspektorat as bookkeeper and government auditor.

Indonesia, South Sulawesi, Bantaeng | Finance & Management | Rating 0.0 (0 reviews)
Academic Writing Expert

I have been doing academic writing since quite a few years now. I am an expert in the field of finance, completing my Bachelors in Finance from one of the top business schools in Asia. I also cleared the CFA level 1 exam in the December of 2011 which further shows my aptitude and knowledge about finance. I can assist you in doing assignments with a strict deadline and can also assist you in completing your online classes.

Pakistan, Sindh, Karachi | Finance & Management | Rating 0.0 (0 reviews)
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Professional data specialist with 7+ years experience in business ventures. Proficient in data entry, data mining, database & report creation, and query writing. I am willing to complete any admin support job needed. I am a driven, reliable, and enthusiastic individual eager to share my knowledge and expertise!

United States, WI, New Berlin | Finance & Management | Rating 0.0 (0 reviews)
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MBA Qualified with 15 years senior business and business ownership experience

Australia, Queensland, Helensvale | Finance & Management | Rating 0.0 (0 reviews)
Accounting and Finance Professional

I have over a decade of accounting and finance experience and am currently working towards earning a professional certification as a CPA. My educational background includes an MBA with an emphasis in accounting and strategic planning, and a bachelor's in managerial economics and finance. The notions of hard work and striving for perfection have been ingrained in my DNA from a young age and have had a strong influence on the success I've experienced in both the academic arena and as a college athlete. Despite my busy life, I have also traveled and lived overseas which has helped shape my character and grow the respect I have today for cultural traditions other than my own. Seeing how people live in other countries has made me more inviting to the unknown and taught me how to best adapt to my surroundings.

United States, NY, Albany | Finance & Management | Rating 0.0 (0 reviews)
MS Excel, Investment Writer, Financial Analyst

I am an expert in Microsoft Excel, including all advanced features of the spreadsheet program. I am available for any projects you may need, from small-business applications to large corporate projects. Also, I have a deep financial industry background, along with strong communication skills. As a result, I am particularly adept at creating articles dealing with finance and investments in general. My professional background includes buyside experience in both large investment management firms (Alliance Bernstein) and boutique investment firms (Patterson Capital). I have also served as a consultant to Stalla, a CFA exam preparation company, where I authored practice test questions for their study materials. Regarding to my academic qualifications, I have passed all three levels of the CFA examinations. I have earned an an MBA degree in finance from the NYU Stern School of Business, where I ranked in the top ten percent of my graduating class.

United States, CA, Los Angeles | Finance & Management | Rating 0.0 (0 reviews)
Experienced Management Executive

I am new to this site, but have about 14 years experience in data analysis, financial modeling and document creation/ editing, including contracts as wll as business plans. I have good typing speed also, and can work to flexible timelines.

India, AP, India | Finance & Management | Rating 0.0 (0 reviews)
Expert in accounting and Finance Management

Under Graduate in Business Administration Passed Strategic level 1 in CA Sri Lanka

Sri Lanka, Matara, Deniyaya | Finance & Management | Rating 0.0 (0 reviews)
Project Management / Six Sigma / CFA

Project Management experience in : 1) Six Sigma across CRM and Financial processes with IBM BTO - From process mapping to process reengineering. 2) Transitions for financial processes with Citigoup Global Services- From process due deligence to process delivery. 3) Sales driven projects with ICICI Prudential LIfe Insurance. Recently cleared CFA (Chartered Financial Analyst) level 2 & studying for CFA level 3.

Bahrain, Manama, Manama | Finance & Management | Rating 0.0 (0 reviews)
Financial Management 25 yrs Experience

Financial Manager with over 25 years at the Controller level and above. Can provide accurate, professional and timely services in accounting, analysis and advice from financial statement preparation and special projects up to and including virtual Controller/CFO services.

United States, CA, Escondido | Finance & Management | Rating 0.0 (0 reviews)
Financial Systems, Models and Management Expert

Finance professional with both industry and Big 5 consulting experience. MBA/Finance and CMA certifications. Extensive experience in: * Financial systems requirements, implementations and conversions (accounting, payroll, budgeting, property management) * Financial model development, including large models to calculate revenue, commissions and scenarios * Financial and data analysis * Systems automation, using spreadsheets, database programs, process improvements and upload formatting * Monthly accounting closing and report writing / preparation including variance analyses and board presentations * Teaching and training, both on systems and at the college level

United States, NV, Sparks | Finance & Management | Rating 0.0 (0 reviews)
Financial Managment Accounting

I have over 10 years of experienced in financial modeling, bookkeeping, financial analysis, accounting and strategic planning. I am a graduate of General Electric's Financial Management Program (FMP) rotating through 4 diverse assignments across multiple businesses.

United States, NJ, Ridgefield Park | Finance & Management | Rating 0.0 (0 reviews)
Personal Assistant - Precise, Patient, Persistent

During my education and administration related jobs I have gained strong skills in: constructing and customizing excel templates for business tracking, setting up and synchronizing administrative policies and events for officials, staff and boards of directors, evaluating incoming and outgoing memos, and the analysis and construction of reports. In addition, I am very skilled in preparing agendas, conducting research, accumulating data, and arranging papers for consideration and presentation to higher management. I can manage schedules and prepare individuals for meetings. I have a keen eye for attention to detail and I am a very proficient typer and writer.

United States, ME, Portland | Finance & Management | Rating 0.0 (0 reviews)
Statistical & Predictive modeler; Advanced SAS

Quantitatively oriented advance SAS certified analytics professional with expertise in SAS, SPSS, Modeler, SQL and experience working with IRI/Nielsen data. Experience analyzing10M+ large data sets with 1000-2000 variables. Analytic Skills: •Predictive Analytics – Multiple Regression, Logistic Regression, Multinomial Logit models, Survival Analysis, Panel data analysis(Fixed effects, Random effects, Linear Mixed Models), GLM, GEE, HLM, Time Series Analysis, Market Mix Modeling, Merchandize Mix Modeling, Forecasting •Database Marketing - RFM modeling, Customer Acquisition Model, Attrition Model, Collaborative Filtering, Lifetime Value Estimation, Choice Based Modeling •Multivariate Stats - Factor Analysis, Cluster Analysis, Discriminant Analysis, Principal Component Analysis, Multi Dimensional Scaling, 2SLS, SUR, 3SLS SAS Skills: •Data Prep & Exploration – Base SAS, SAS/Macro/Graph/SCL/AF •Modeling and Analysis – SAS/STAT, SAS/ETS. •SAS certified advanced programmer

India, Delhi, Delhi | Finance & Management | Rating 0.0 (0 reviews)
R Programming and Statistics Consultant

I am the founder of a small data analysis startup based at Stony Brook University on Long Island (New York, United States). I am an honors double major in Mathematics and Applied Math/Statistics at Stony Brook University. On the side I also perform research in Theoretical Ecology with Stony Brook professor Lev Ginzburg. One of my many interests is Biostatistics and Bioinformatics, subjects which I have studied extensively in my time at university. I have a large amount of experience with R - specifically machine learning algorithms in R, data visualization, and data cleaning. I am also very skilled with excel, which I typically use to build a base format for the data which I feed into R. I also have experience developing web apps, specifically apps which incorporate R. I can also program in C++, Python, and Matlab. My current research focus is on using interval analysis to add a risk management aspect to my personal consulting work and the work done at my company.

United States, NY, Stony Brook | Finance & Management | Rating 0.0 (0 reviews)
Skilled in accounting and financial analysis

I am a CPA with extensive experience in tax strategy and preparation, financial analysis, and setting up business processes with Microsoft Excel.

United States, TN, Memphis | Finance & Management | Rating 0.0 (0 reviews)
working as Accounts & Finance Officer

I got my Honors degree in Business Administration (Finance). I have more than four years of working experience in Accounts & Financial dealing of differents Companies.I am confident that my combination of practical work experience and solid educational background has prepared me for making an immediate contribution to your Organization. I understand the level of professionalism and communication required for long-term success in this field. My background and professional approach will provide your Organization highly productive.

Pakistan, Islamabad, Islamabad | Finance & Management | Rating 0.0 (0 reviews)
Not Satisfied....No Charge!

MBA educated. 16 years experience in marketing, communications, and public relations in the electric utility business where I wrote and implemented business and marketing plans. Also bring extensive experience in energy audits and report writing for large commercial and industrial organizations and am very diverse in the electric utility industry. As a hobby, I have ran 4 winning political campaigns - 2 on a local level and 2 on the state level.

United States, KY, Dry Ridge | Finance & Management | Rating 0.0 (0 reviews)
Electrical Engineering PhD Researcher

Post-graduate student and researcher in the field of electrical engineering, with keen interest in finance, project management and renewable energy technologies, looking for work. I graduated from the interdisciplinary study program Industrial Engineering at University of Maribor. During my undergraduate study, I have acquired a lot of knowledge in the fields of electrical engineering, business and economics. Since October 2010 I am a PhD student of Electrical Engineering at University of Maribor. I have gained my first work experience with an 11-month internship at a trading company, where I got an insight into operation of a small business. After graduation I worked at DEM d.o.o., where I was responsible for technical support to the control centre of power plants along the Drava River. I also worked on many projects of automation and refurbishment of mechanical and electrical systems in power plants.

Slovenia, Stajerska, Maribor | Finance & Management | Rating 0.0 (0 reviews)
Insurance and Legal Management professional

Having worked in the insurance and legal industry for the past 17 years, with a bias on motor claims, I have significant skills and expertise to assist businesses and individuals with targeting their own products or defining and developing new processes. Don't let the good idea you had to work more efficiently, or that area of leakage, disappear off the bottom of your agenda. Contact us to see how we can help you to concentrate on your day job without compromising on service delivery and performance.

United Kingdom, England, Bracknell | Finance & Management | Rating 0.0 (0 reviews)
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Graduated with honors from the University of Southern California with a BS in Business Administration and an emphasis in Marketing in 2005 and graduated from the Wharton School of Business at the University of Pennsylvania in 2012 with honors and majors in both Finance and Management. Past work experience in Athletics / Media and Investment Banking.

United States, CA, Santa Ana | Finance & Management | Rating 0.0 (0 reviews)
Skilled in Business Analytics

Knowledeable about Risk Analysis, Cost Analysis, Decision Theory for Strategic Planning,Data Modelling. I'm currently employed at Globe Telecom, as Data Analyst in Business Intelligence department.

Philippines, NCR, Quezon City | Finance & Management | Rating 0.0 (0 reviews)
Finance

Senior-Level Management, Operations, Mergers, Finance & Strategy Senior executive with strong leadership skills, exceptional Strategy and Business Development experience, with strong M&A track record; Decisive operational skills with strong P&L and business management skills; In depth knowledge of world financial markets (equities, options, currencies, commodities) and deep insight into technology trends, markets, customers, competitors coupled with excellent communication skills.A project-driven financial management career successfully delivering cross-functional leadership in corporate finance, strategy, Business development, portfolio management, financial planning, Profit and Loss and budget control. Skilled in spearheading financial models, forecast earnings, and cash flow planning for International business locations. Spearhead accounting and reporting, M&A due diligence, and FPA&R streamlining while leading teams in a mentoring style, preparing and delivering senior-level

United States, FL, Miami | Finance & Management | Rating 0.0 (0 reviews)
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Me Bilal Safdar, had done bachelors in commerce and also done master in business administration at this stage i would become a part of challenging and innovative work culture that brings the best in me, utilizing my knowledge and skills gained through professional education with the opportunity for professional growth based on performance.

Pakistan, Punjab, Lahore | Finance & Management | Rating 0.0 (0 reviews)
Finance Professional -MBA (finance), CFA(USA),CAIA

I am a graduate in Economics and an MBA in finance. Along-with, I have also completed CFA (USA) and CAIA (USA). I have worked in a credit rating agency ICRA (an associate of Moody's in India).

India, Bengal, Kolkata | Finance & Management | Rating 0.0 (0 reviews)
CPA/College Instructor looking for some extra work

My name is Adam Baker and I am a CPA and currently an Accounting Instructor at a community and technical college. I currently teach Bookkeeping, Business Math, Payroll, Quickbooks, Governmental Accounting, Individual Income Tax, and Business Tax. I have an extensive knowledge of all of these subject areas. I am also a CPA and have a vast knowledge in different areas of accounting. I formerly was a public accountant at a CPA firm where I mainly performed audits for local government entities and non-profits. Before that, I was a Staff Accountant for a paper company. There, I mainly performed general ledger and month end entries.

United States, MN, Fergus Falls | Finance & Management | Rating 0.0 (0 reviews)
Certified Accountant

Hi, I have done my graduation from East West University of Bangladesh. My background was business and I do major in accounting. Now I am continuing my education in accounting to achieve Chartered Accounting degree.

Bangladesh, Dhaka, Dhaka | Finance & Management | Rating 0.0 (0 reviews)
Financial Accounting and Reporting Professional

Associated with Institute of Chartered Accountants of Pakistan working currently with Midsnell Group International (a world wide auditing firm) as senior Audit Associate. Having vast experience in handling accounting and taxation issues of diversified businesses. Studying currently C.A (finalist) I have done graduation from The University of Punjab, Lahore. Besides this I have also studied in Government College University, Lahore.

Pakistan, Punjab, Lahore | Finance & Management | Rating 0.0 (0 reviews)
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I want to help clients with their business analysis needs in order to add to my portfolio of successful projects. My skill set includes advanced Microsoft Excel, Visual Basic for Applications (VBA), and statistical modeling.

United States, MA, Salem | Finance & Management | Rating 0.0 (0 reviews)
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I am Mosiur Rahaman. I am a business graduate and my major subject area was Finance. I am experienced with financial projection, risk return measurement, project feasibility study, and many other job.

Bangladesh, Dhaka, Dhaka | Finance & Management | Rating 0.0 (0 reviews)
Senior Financial Analyst

Hi! My name is Adnan; I am currently a Senior Financial Analyst for a top consulting firm, providing ad hoc reporting, dashboard development, analytics, ensuring compliance with reporting requirements, process improvement and financial project management. I would like to share my professional and academic experiences with both small and large business on elance. I love numbers and have a deep understanding in several key financial areas, including but not limited to corporate finance; governmental financial; financial process improvements, modeling, auditing, analysis; dashboards; adhoc reports and competitive analysis. I have significant experience using Excel, PowerPoint, Essbase, and Congnos. Allow me to work with you on solving the toughest problems.

United States, VA, Ashburn | Finance & Management | Rating 0.0 (0 reviews)
Strategy, Business Analysis, Market Research

Highly experienced in financial resources monitoring, strategic planning, market research and project evaluation. Graduate of top rated MBA program. I will deliver high quality business analysis to improve the decision making process.

Colombia, Cundinamarca, BOGOTA D.C. | Finance & Management | Rating 0.0 (0 reviews)
Expert Problem Solver

I have good skills in all areas of mathematics as I loved solving advanced level of math from school days. I did civil engineering and acquired good knowledge about it. I pursued MBA further in Operations and Finance. So there is a wide array of knowledge services I can offer. I am extremely committed towards perfection in the job.

India, Andhra Pradesh, Guntur | Finance & Management | Rating 0.0 (0 reviews)
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MBA in Finance from one of the top Canadian Business Schools. I have strong analytical and research capabilities that have been applied in various assignments in my school work and previous work experience. I have achieved Dean's list, passed CFA Level I and FRM part I exams. I am very proficient in excel based financial modeling and collecting data from financial sources such as Bloomberg. I want an opportunity to showcase my skills learnt through my education. My previous background is in Telecommunications software industry as a senior business analyst with 3 years of work experience. I have had research assignments at Brainmaven giving accurate analytical synthesis of data such as art and media foundations, micro financing and social impact bonds. I am confident that I will be able to perform the duties that I undertake/bid.

Canada, Ontario, Toronto | Finance & Management | Rating 0.0 (0 reviews)
Results Driven Consulting

With over 14 years of consulting and interim executive positions, I have helped dozen of companies achieve company and / or product launch, sustained profitability, accelerated growth, and market presence. My truly unique background in multiple organizational functions and industries coupled with achieving the level of Certified Management Consultant along with Entrepreneur-In-Residence highlight demonstrated results as a trusted adviser.

United States, TX, Frisco | Finance & Management | Rating 0.0 (0 reviews)
Financial Models, Small Business Advisory

+10 years financial advisory experience assisting business owners, entrepreneurs and project managers with business valuations, financial models for investors and lenders, business plans, economic feasibility studies and investor presentations.

Colombia, Antioquia, Medellin | Finance & Management | Rating 0.0 (0 reviews)
Education management, Research and Consultancy

My professional highlights are : a) Managing innovations in education through research b) Experience in long term, formal and research based exposure to the education services industry and the products for the education market c) Conceptualized and detailed many innovative products and services to cater to both the online and the brick and mortar markets d) Expert level understanding of Indian K12 systems both the CBSE and the ICSE through years of working experience e) Excellent understanding of the education ? technology interface and how it is impact on learning experiences I am a specialist in Teachers Training and Mathemetacis courses for K12

India, Madhya Pradesh, Indore | Finance & Management | Rating 0.0 (0 reviews)
Risk and Finance Specialist

I am engage in business and financial consultancy. I have my MBA and doctor's degree in business management. My intensive experiences and trainings in Land Bank of the Philippines, the top agricultural and government universal bank in the Philippines, make me confident that I can meet the demands and responsibilities any job. For more than eight (8) years as credit and account officer of the said bank, I developed my skills in financial credit analysis, assessment and evaluation. I handled large loan and credit accounts, which are both SMEs and corporate in nature. My doctoral degree in business management gave me the depth and solid foundation in research, modeling, conceptual formulation and analytical skills especially in the areas of corporate finance, SMEs and quantitative management.

Philippines, Cagayan de Oro, Cagayan De Oro City | Finance & Management | Rating 4.0 (1 reviews)
Qualified Financial and Strategy Professional

I am a qualified MBA Finance Professional, Working with a Multi national company for last 5 years. My strengths are Financial and business planning for New business. Currently designated as CFO of one of the subsidiary of our group.

India, TN, Chennai | Finance & Management | Rating 5.0 (2 reviews)
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I completed my university education at AL-Quds Open University, and got my Bachelor of Business Administration degree with the average (83.64). This degree has given me abroad basis of business knowledge and I studied a lot of subjects such as: Organization and Management, Human Behavior, Organization Theory, Finance, Marketing, Economic, etc. Furthermore, I had worked as a director secretary and ?Executive Secretary? in administration department at Terra Sancta High School For Boys- Bethlehem for four years. My main duties and responsibilities were covering the areas of; organizing the school?s teaching program , health insurance, salaries, taxes, students registration process, students? certificate, employees absence and attendance records.

Palestine, West Bank, Bethlehem | Finance & Management | Rating 0.0 (0 reviews)
Filemaker,Chartered Accountant,Maths..u name it!

Hi...you wan't even my believe the combination of my qualifications! I am a Maths graduate (First Class) from the University of Bath with a Masters degree in Accounting and Finance at the same place. My dissertation topic: "Chaos, fractals and long memory: Evidence from the international stock markets". If this hasn't moved you yet, just wait. I am also a fully qualified Chartered Accountant (ACA) and I am currently near completion of a Diploma in Astronomy via Distance Learning at UCLAN. Working at Big Four accountancy firm at the Enterprise Risk Services department for 1 year now and 3 years in the Audit department prior. On top of all that I have experience in Joomla for building 4 websites (request links if you want). Also experienced with creating FileMaker database solutions. Finally I have a year's experience also in education teaching A-level Maths. Punch line...I am multitalented with a great understanding of computers and business.

Cyprus, Nicosia, Tseri | Finance & Management | Rating 0.0 (0 reviews)
Statistician, Research Analyst, SPSS expert,Data

An exceptional Statistical Analysis, Creative and Analytical skills in Research Design is my mastered areas of competencies. The foundation of these competencies has been developed by my vast and wide array of exposures to Research and Statistics earned from my educational and professional background. Currently, I?am the University Statistician in a Private Higher Education Institution, a part-time professorial lecturer in Statistics, A book author and an active member of Philippine Statistical Association and other Professional Research Organization. I have been a statistics and research consultant for more than 8 years and I have been catered different industries such medicine and other medical allied areas, business, hospitality and tourism. I have also catered some government and non-government agencies in the country.

Philippines, Metro Manila, Manila | Finance & Management | Rating 0.0 (0 reviews)
Investment analyst and consultant

Services with high Quality, Reliability and within Deadline for reasonable price. Solid experience in Investment Management, Financial Controlling & Modelling, Risk Management, Financial and Managerial Accounting, etc Masters and Bachelor degrees in Business Management from German Universities. Last but not least, Translations among English, German, Russian and Turkish languages.

Germany, null, Ottobrunn | Finance & Management | Rating 5.0 (1 reviews)
Experienced ecommerce C-level executive/consultant

-As CEO, grew and sold a gaming company for $60mm+ to a publicly traded UK firm -As CEO, grew an e-commerce/gaming call center to a $200mm+ turnover, 200+ employee company -As CEO, took a gaming company from concept to launch to 6,000+ monthly actives -6+ years of progressing experience in management consulting working with Fortune 500 companies -Excellent Spanish, having worked in Latin America for 7+ years -As CEO, acquired two multi-million dollar companies -Manage projects in a multicultural environment and across borders having led companies in Costa Rica, Panama and Colombia. and consulting engagements around the world. -Developed and managed campaigns from a micro-budget grass roots effort to $25 million comprehensive ad spend including: TV, radio, print, catalog, outdoor, direct mail, viral, and internet. -I have extensive online marketing experiences including page optimization, paid search, organic SEO, affiliate, display, email, viral, and social media.

United States, WI, Stevens Point | Finance & Management | Rating 0.0 (0 reviews)
Bookkeeping & Administrative Professional

I am a dedicated, hard working individual with over 12 years of corporate office experience. Management of all phases of Accounting, including AR, AP, Payroll, Finanacial Reporting, and Budgeting. Excellent administrative skills using MS office products (Word, Excel, PowerPoint). Familiarity with computer programming languages and queries (C++ and SQL). Working knowledge of QuickBooks, Quicken, and ADP Payroll services with the ability to learn proprietary systems quickly and easily.

United States, VA, Midlothian | Finance & Management | Rating 0.0 (0 reviews)
Finance Excel, VBA, C+, most Math/Stats software

I am a freelance financial modeler with an MA in Math Finance and BA Statistics and Economics. I have experience modeling a wide array of financial models from simple personal accountancy to complex derivatives.

United States, NY, Brooklyn | Finance & Management | Rating 0.0 (0 reviews)
Your mobile accounting service!!!

LaTanya Adams is a Senior Accountant with years of accounting experience in Broadcast Media, Distribution and Concrete Manufacturing industries. Her responsibilities have included: preparing monthly journal entries, analyzing expense accounts, reviewing and correcting accounting entries, reconciling accounts and generating reports. Her technical knowledge includes Excel, Lawson, WideOrbit, SAP, MAS500, Quickbooks, Sage, FAS, BasWare and FRx Reporting. Her top 3 strengths are being very efficient, detail-orientated and having Advanced Excel skills. LaTanya has a Bachelor's and an MBA in Accounting.

United States, GA, Rex | Finance & Management | Rating 0.0 (0 reviews)
Banker | Excel Pro | Fin Modeling Expert | Blogger

Banker with one of the world's Top 5 Global Banks; MBA, Deliver investment grade presentations; Excel Pro; Financial Modeling Expert; Blogger For enterprises *Proficient in Financial Modeling/ Forecasting *Deliver investment grade corporate pitches/ presentations *Financial Valuation, DCF, NPV, IRR, RoI *Expert at Excel Macro formulation and VBA *Technical writer/ Blogger - http://www.infobarrel.com/Users/sigma_s For Entrepreneurs/ Startups I am passionate about entrepreneurship and love to assist Start-ups to successfully commercialize their Ideas / Products. While at college I organized Techsparks 2011, India's Biggest Event for Tech-based startups, in collaboration with Yourstory.in If you have a great idea and want to convert it into a killer Business plan, or back it up with a solid Financial Model, or just want to brainstorm about it, I would be glad to support.

India, Maharashtra, Mumbai | Finance & Management | Rating 4.8 (2 reviews)
Getting You Where You Need to Be

I have conducted and implemented, funding plans, budgets, forecasts, strategic planning efforts and I have worked to put change management into operation. My abilities include conducting cost benefit analyses, and analyzing any change recommendations by using regression and correlation analysis. I have developed performance measures to track the impacts of change recommendations including workload, effectiveness, and efficiency measures. I have also conducted complex modeling and forecasting projects and analyses to include: expenditure forecasts, long term planning, and financial and operational improvement analyses of new proposals. My skills also include proficiency in Microsoft Suite software. The majority of my forecast models that I develop are created on Excel worksheets. My numerous presentations are developed using PowerPoint, and my reports are formatted as Word documents. I have also tutored individuals on the use of these packages.

United States, TX, San Antonio | Finance & Management | Rating 0.0 (0 reviews)
Financial Models, M&A Models and VC Funding

Expert in market risk management, Six Sigma and M&A in the Latin American region, particularly Central America and Brazil. I moved to Canada in order to obtain a degree in Mathematics and Engineering (B.S. Honors) from Queens University, then continued my education obtaining a degree in Applied Economics and Agri Business (M.S. Honors) form Texas A&M Mays School of Business. In 2004 I started working at a CentralAmerica BlueChip Company in the Risk Management Corporate Team and later joined the M&A Team where I participated in several successful deals (>100 MM) with JPMorgan, Citi, BCG and others.

Guatemala, Guatemala, Guatemala | Finance & Management | Rating 0.0 (0 reviews)
Chartered Accountant,Financial Analyst,ERP,Excel

Accomplished Chartered accountant with diversified experience in Financial Management in various industries, Manufacturing, Contracting, Leasing Trading, Service, Auditing. More than twenty five years of experience including Multinational Companies now providing variety of outsourcing service . Expert knowledge in ERP Accounting, implementation and migration into ERP. 1) JD Edwards/ One World(ORACLE) 2) ACCPAC(SAGE 300), 3) Microsoft Dynamics NAVITION (Great Plains), 4) FD-2000, 5) Tally 9.0 ERP. 6) Expert knowledge in MS-Office(Excel, Word, Power Point..) 7) MYOB 8) Quick Books 9) Fidelta

United Arab Emirates, Dubai, Dubai | Finance & Management | Rating 0.0 (0 reviews)
Former Wall St. quant; applied math Ph.D.

Former Wall Street “quant” (interest rate derivatives at HSBC; market/credit risk analyst and technologist at Deutsche Bank) with broad knowledge of quantitative finance, numerical methods, and relevant computer technologies. Did applied math at MIT (undergrad) and NYU’s Courant Institute (PhD). Now on faculty at the Finance & Risk Engineering Department of the Polytechnic Institute of New York University (so, no, I WON'T do hwk/exams for students!) Specific skills include • Derivatives pricing/hedging in fixed income, foreign exchange, credit default swaps, CDO’s, etc.), commodities, and equities • Mkt/credit risk • Econometrics/financial statistics • Numerical methods including finite differences (explicit, implicit, Crank Nicholson, etc.), splines, numerical optimization, and Monte Carlo (a specialty) • Computer technologies, including EXCEL/VBA, C, C++, Java, MatLab, SQL • Portfolio optimization • Markowitz efficient frontier • Black Litterman modeling

United States, NY, New York | Finance & Management | Rating 1.3 (1 reviews)
Connecting Decisions to Data

Expert in Business Analytics, Market Data Research and Integrated Business Planning. Specializing in data mining for behavioral based customer segmentation.

United States, GA, Johns Creek | Finance & Management | Rating 0.0 (0 reviews)
Ivy League Expertise and AFFORDABILITY.

Ph.D. Yale University (Economics); MA, Yale (International and Development Economics): Juris Doctor (Law), University of Michigan Law School; BA UC Berkeley (Psychology and Political Science); BS University of Hawaii (Mathematics and Economics). Editor, Journal of Economics and Finance, experience on prestigious Social Science Index (SSCI) journal; article published in SSCI journal; College Professor in International Trade and Business. Extremely AFFORDABLE rates. Will polish/Edit your paper and suggest additional research topics. Perfect for poor graduate students in the Social Sciences, especially foreign students who need help with English.

United States, MA, Cambridge | Finance & Management | Rating 5.0 (2 reviews)
Goal Oriented Financial Analyst with IT Skills

I am a strategic and analytical finance professional with 15+ years of success in financial reporting, analysis and project management. I am highly motivated and thrive in high-pressure environments. I have excellent financial reporting, budget forecasting, management and team-building skills. I have a strong background in all aspects of accounting and financial management. Successful at managing multiple assignments while meeting tight deadlines.

United States, NH, Hudson | Finance & Management | Rating 0.0 (0 reviews)
Expert Tax Accountant and Tax Law

I have over 10 year experience strong accounting, finance and legal research background with a dedicated work ethic.

United States, VA, Arlington | Finance & Management | Rating 0.0 (0 reviews)
Investment Analytics and Research

5+ years of sector experience in analytics and research for the investment arena. My aim is to provide for you accurate, timely and experienced Excel models, analysis and research.

Ireland, Galway, Galway | Finance & Management | Rating 0.0 (0 reviews)
Mobile Home Park Owner and Consultant

Lilly & Company was formed in 2007 to invest private equity in the manufactured housing industry. We also provide consulting services to property owners to improve operations and profitability, and to would-be property owners needing due diligence prior to investing. Prior to 2007, Mr. Lilly held a range of consulting and sales positions at Bain & Company, Viacom, Openwave, and Verisign. He received his MBA from the Wharton School.

United States, CA, San Francisco | Finance & Management | Rating 0.0 (0 reviews)
3y exp fin. analyst&consult. strong excel skill

Very strong modelling skill with exp. building complexe financial model and business plan. Strong analytical skills demonstrated through multiple strategy projects. Can design and implement robust complexe data & graph related algorithm. Proven track record in Project Finance and PE + Exp. in mgmt & strat. consulting at top firm (MBB) École Polytechnique (No.1 French University) M. Sc. Applied Maths & Econ. + LSE M.Sc. Fin. With PE concentration.

France, Île de France, Paris | Finance & Management | Rating 0.0 (0 reviews)
Operations (/Productivity) Strategy Consulting!

Professionally, I have over 18 years of experience in IT services delivery operations in various capacities of which 15 years goes to various reputed organizations in the IT Software services sector. Improving project organizations’ bottom-line through appropriate productivity enhancement (/cost reduction) techniques, has been critical to my role throughout, till date. As an independent management consultant, I predominantly look forward to making a difference in your organization’s/ projects’ operational efficiency (/productivity) through a quick, well researched, structured, contextually relevant and cost-effective advisory that facilitates achieving more with less.

India, Odisha, Bhubaneswar | Finance & Management | Rating 0.0 (0 reviews)
Industrial Engineer, MBA.

I am an Industrial Engineer, my experience has been focused on industrial companies and lately I was working as General Director of a maintenance facilities for garbage trucks, I am especialized in budget development ,financial analisys, business plans for credit purposes. I am also offering my services to translate documents from English to Spanish.

Colombia, Cundinamarca, BOGOTA | Finance & Management | Rating 0.0 (0 reviews)
Experinced Problem Solver

Skilled and experienced business development professional with forty years experience researching, designing and implementing solutions to problems in heavy construction, transportation, distribution, logistics and general business management disciplines. The greater the challenge, the more satisfying is finding the solution to fit the customer's needs.

United States, IL, Belvidere | Finance & Management | Rating 0.0 (0 reviews)
Quality Support Service at a Fair Price

I provide first quality accounting and administrative support to you and your organization so you can focus on your critical success factors. You can be certain that your accounting, administrative, and bookkeeping matters will be resolved and fulfilled to your complete satisfaction.

United States, CA, Pasadena | Finance & Management | Rating 5.0 (1 reviews)
Financial Analyst

In my profession I have over one year experience and knowledge in financial analyst, business analysis, also including logistic analysis I'm capable to ensure good results. 90% of my job it is done in excel, able to control different functions and even make a date baze. Relevant to my profile, I was involved in many financial activities and managing projects being dedicat to my work, below you can find more information regarding my experience. Interpersonal skills :analytical, attention to detail, organized and strategy.

Romania, Alba, Blaj | Finance & Management | Rating 0.0 (0 reviews)
Financial, Tax, Advisory and Outsourcing Company

VGrow Advisors Private Limited is a financial, tax advisory services and outsourcing firm having domain experts for each of its service verticals. These domain experts have worked with leading organizations in India, including Big-4 consulting firms and have successfully served various Indian and multinational clients on their domestic/international business ventures. We at VGrow believe in giving highly personalized attention and customized solutions to all our clients keeping intact the best of industry standards and ensure lowest possible turnaround time.

India, Delhi, Delhi | Finance & Management | Rating 5.0 (1 reviews)
Six Sigma Project Manager

I had headed strategic business units in all my five prior assignments exceeding profits and accomplishing key result areas settled at start of the year, in diverse industries, spread over two decades. Presently I work as Project Director, Profaids Consulting. (http://profaids.com/beautifulpeople.htm), managing their clients in Bangalore Region. I consult few US firms, who are Odesk buyers, reviewing their business transactions and financial planning to optimize on their resources. I have logged more than 700+ hours with Odesk with a feedback score of 4.90 ( http://www.odesk.com/users/Project-Manager-years-Projects-Outsourcing-Six-Sigma-Odesk_~~3b6e4f9848f5c69a)

India, null, null | Finance & Management | Rating 5.0 (1 reviews)
eXante - Sharpening your cutting edge

eXante Finance conducts contracted research and development services for worldwide clients ranging from financial institutions to individual investors and trading system developers. By solving highly complex technical problems in a way which readily benefits the customer entails that eXante truly sharpens its customer´s cutting edge!

Finland, -, - | Finance & Management | Rating 0.0 (0 reviews)