Freelancers

Freelancers by Skills

6201-6300 of 30308 Professionals
Freelancers
Financial Analysis/Cost Accounting/Biz Writing

In-depth, recent experience in comprehensive management reporting and budgeting.

Sri Lanka, Western, Colombo | Finance & Management | Rating 0.0 (0 reviews)
Financial Analyst

The bulk of my experience comes from working for two Fortune 500 Companies: eBay/PayPal & Lincoln Financial Group. At these companies I have worked as a • Budget Manager: forecasting and managing a $120M Operating Budget, a • Capacity Planner: forecasting the global call volume and staffing needs for 6,000 variable employees across the globe, and an; • Actuary: performing risk modeling, product design and reserve ratio requirement analysis. Ultimately it’s been my ability to communicate with others and work with a part of team that has allowed me to quickly understand a unique business problem and use my quantitative background to understand, analyze and guide my business partners in making intelligent business decisions.

United States, UT, Salt Lake City | Finance & Management | Rating 0.0 (0 reviews)
MBA graduate with Corporate experience

I have a bachelors in Economics and an MBA from the University of Tennessee. I have management experience, I gained from working at Walgreens, that gave me the knowledge to understand finical reporting, how to handle demand planning, develop marketing campaigns, and Financial projecting. I worked as a Business Analyst for Department of Energy in the Tech Transfer department. I almost have in-depth knowledge about business and development from independent consultant work. Some of my Clients were United Way, Coco Cola, and the US government. in addition to this work experience I worked for the US Department of Defense as a Global Supply Chain Specialist. I have a wealth of knowledge on how to develop and make a business succeed. You should hire me because you are getting an MBA grad with 10 years of experience for a tenth of the value I'm bringing, I always beat dead lines, and I'm 12 hours a head of US time which guarantee you will get the work before you wake up.

Thailand, Bangkok, Bangkok | Finance & Management | Rating 0.0 (0 reviews)
Financial Analysis and Research expert

Experienced in financial planning, forecasting and research. If you looking for a competent and hardworking person I am right for you. I am totally committed towards helping my clients achieve their work goals with success. 6 years experience as a finance manager in hotel industry.

Bangladesh, Dhaka, Dhaka | Finance & Management | Rating 0.0 (0 reviews)
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Lior is the founder and analyst at Finro, a boutique analysis and consulting firm specializing in the technology sector. Lior is an expert in the financial aspects of the technology sector, bringing with him years of experience as a senior financial analyst in the tech industry and an objective financial analyst covering tech companies. Finro offers a broad range of analysis and consulting services which include: • Financial modeling • Business and financial analysis • Customized investment research • Industry reports Lior writes for a few financial websites, where he shares his thoughts, research, and analysis with other individuals who are also passionate about finance and technology. Lior writes about publicly traded technology companies as well as privately held companies and pre-IPO valuation.

Israel, null, Haifa | Finance & Management | Rating 0.0 (0 reviews)
CPA, Excel Expert, Analyst, Accountant/Bookkeeper

I am a Certified Public Accountant (CPA) by profession with more than 5 years experience. Online researching was one of my tool to finish and complete my research and feasibility study during my college. I am online research wizard. Credit and Debt Collection management and analysis is my job in the bank where I am working right now. My work requires financial analysis, business planning and statistical analysis. Accounting and bookkeeping are the major field of my studies during college. I used to do bookkeeping and prepare financial statements during my first four months in the bank. When we implemented the core banking solution of the bank, I used to do bookkeeping and other accounting works. I am using excel in coming up analysis and reports. I am using word in formulating manuals, circulars or memorandum as well as reports. I am a workaholic and efficient person. I always deliver quality output promptly. Your satisfaction is guaranteed.

Philippines, Metro Manila, Makati City | Finance & Management | Rating 0.0 (0 reviews)
Highly-motivated Finance Professional

Completed an in-depth analysis of Portfolio Optimization by creating financial models; Completed Dissertation on Corporate Governance in the European Financial Sector by conducting statistical analysis in STATA and SPSS. Easily Accessible and deadline oriented person. Professional Dealing with clients. Experience of Handling Foreign Clients.

United Kingdom, Devon, Exeter | Finance & Management | Rating 0.0 (0 reviews)
Former Investment Banking Professional

Founder and CEO of financial services outsourcing consultancy Former Investment Banking Associate focused on upstream oil and gas industry Ivy League graduate with CFA progress Specialties: Bookkeeping, Fundraising, Financial Statement Analysis, Financial Modeling, Market and Company Research, Strategic Rationale

United States, NY, Endicott | Finance & Management | Rating 0.0 (0 reviews)
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Specialties: Business Modelling, Project finance, Valuations, Corporate Finance, M&A, Private Equity, Investment Analysis, Financial Advisory, Strategy and Consulting Main industries: Real Estate, Renewable Energy, Infrastructure, Technology, Industry, Aircraft leasing, Financial services Key Attributes: Fast-learner, Proactive, Autonomous, Multi-tasking, Problem-solver, Creative, Team leader

Ireland, Leinster, Dublin | Finance & Management | Rating 0.0 (0 reviews)
Finance and marketing professional

My name is Frank Onime, a graduate of Accounting from Auchi Polytechnic, Auchi Edo state. I also hold a Master’s in Business Administration with an option of Financial Management from Ladoke Akintola University of Technology, Ogbomosho. A student member of Chartered Institute of Bankers of Nigeria and a student member of ICAN as well. I have 6 years working experience in the banking industry from the Operations department up unto been a team lead of the sales and marketing department and at present I am the Business Development Manager for an oil and gas company.

Nigeria, Lagos, Lagos | Finance & Management | Rating 0.0 (0 reviews)
Experienced management consultant

Management consultant with experience in leading strategy definition and operational improvement engagements for clients across geographies (North America, Europe, Southeast Asia) Sectors: Telecommunications, CPG, Retail, Financial Services. Cleared 2 levels of the Chartered Financial Analyst certification

India, Maharashtra, Mumbai | Finance & Management | Rating 0.0 (0 reviews)
We take your ideas and make them a reality

Adriane Green has an Associates in Business Administration and Management, with over 14 years of Executive experience, she is also trained and certified in MS office, Quick books, Constant Contact, outlook, voice over IP, and more. Orson Smith is an Army veteran, with leadership training and experience in Business planning, Marketing, and Advertising Onyeche Smith has an Associates of Science and experience in accounting. All our company virtual assistants are trained and certified through our HR system.

United States, GA, Douglasville | Finance & Management | Rating 0.0 (0 reviews)
Seasoned finance professional at your service

An ACCA and MBA professional with 4 years of in working local and multinational environment. Proven track record in developing business plan, developing cashflow projection, business plan, providing financial advisory services from small to large scale business clients. Gathered extensive knowledge of IFRS implementation preparing VAT returns for clients in UK while working in UK as senior associate. Can provide book keeping services in quick books, peach tree and can develop financial models using excel.

Pakistan, Federal, Islamabad | Finance & Management | Rating 0.0 (0 reviews)
Dynamic Accountant & Marketing/Design Expert!

I am a degreed Accountant & Marketing professional with considerable experience managing the books, financial statements, reports, cash flow, payroll, a/p, a/r and gl for small businesses, and firms. I extended my educational background to professional knowledge and skill with successful experience in business development, advertising, marketing and sales focused on the publishing industry, independent product lines, and small to medium sized businesses. Having worked in depth with professional designers I myself have acquired intermediate level design skill & digital image enhancing abilities in Adobe Photoshop CS5 Extended. I consult on behalf of small businesses to improve efficiency, profitability, and accessibility by focusing efforts on financial responsibility and marketing initiatives that will sustain growth and optimize overall performance of the business.

United States, NM, Albuquerque | Finance & Management | Rating 0.0 (0 reviews)
Proficient payroll skills, efficient results

Motivated professional with extensive payroll experience. Broad background supporting operational policy within human resources guidelines. Efficient with executing new strategies. Team player with proficient communication, multi-tasking, and organizational skills focused on high productivity and achieving results. ACCOMPLISHMENTS Introduced a new method of timekeeping auditing procedure, improving operational efficiency. Achieved optimal result of significant decrease in process errors overall. Administered Workers Compensation claims financial adjustments in a timely and accurate manner. Drove initiative to streamline tasks for vital employee files and records maintenance. Managed inquiries from outside agencies for verification, legal and financial matters, and unemployment claims. Westchester County Civil Service Employees' Association certification; Family Medical Leave Act training. Instrumental to coordination of year ending reconciliation process.

United States, SC, Myrtle Beach | Finance & Management | Rating 0.0 (0 reviews)
Business Analyst

My passion is problem solving and I aim to please my clients by going above and beyond the required briefing. 100% satisfaction is guaranteed or your money back. My qualifications: • Bachelor of Economics & Management (University of Auckland, New Zealand) • Diploma of Management Accounting (Chartered Institute of Management Accountants, UK) Work experience: • Aurizon Ltd ($AU 1.784 billion revenue p.a.), Business Analyst, 2 years • Top Right Group (£1.154 billion revenue p.a), Business Analyst, 2 years • Lion co ($AU 5 billion revenue p.a), Commercial Analyst, 1 year - presen Key skills: • Financial modeling • Preperation & analysis of Financial Statements • Analysis of complex data sets • Creating company Dashboards and MI • Creating VBA macros • Budgeting • Forecasting • Designing and writing presentable reports

Australia, Victoria, Melbourne | Finance & Management | Rating 0.0 (0 reviews)
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Over 20 years of experience in all aspects of accounting, including journal entries, account reconciliations, financial statement generation and analysis, sales tax reporting, fixed assets, payroll, accounts payable, payroll, accounts receivable, billing, and cash receipts. Can handle tight deadlines, minimal instructions, specialist at improving processes and efficiencies. Earned an MBA in Finance.

United States, SC, Greer | Finance & Management | Rating 0.0 (0 reviews)
Project and Technical Management Experience

Mr. Johnsos has Project and Technical Manager experience in the consulting enterprise offering several years of experience in the industry delivering significant business advantage to clients. Key project experience includes the planning, analysis, design and implementation of Advanced Software Solutions including, eBusiness, networking, software solutions and Siebel integration with legacy systems. Andrew

United States, Illinois, Chicago | Finance & Management | Rating 0.0 (0 reviews)
Bookkeeping and Accounting

3 years of bookkeeping and AR/AP experience, enrolled in Masters of Accountancy program Experience in Intuit Quickbooks Desktop and Quickbooks Online, NetSuite, Excel, Microsoft Office 365 software

United States, MN, Bethel | Finance & Management | Rating 0.0 (0 reviews)
Call Center Manager

I am specialized in PR & Marketing services, mostly assisting private and public companies in capital raising activities by raising investor awareness, but also in research, data processing & data entry in various industries.

Romania, Bucharest, Bucharest | Finance & Management | Rating 0.0 (0 reviews)
Competent Certified Public Accountant

I am a Certified Public Accountant in the Philippines and hold a Master of Business Administration from the Pamantasan ng Lungsod ng Maynila (University of the City of Manila). I boast of 25 years of combined experience in audit, accounting and financial management. I have demonstrated high level of integrity and delivered high work quality to the companies I worked for.

Philippines, Metro Manila, Quezon City | Finance & Management | Rating 0.0 (0 reviews)
Proven Result Driven Leader! CPA, CMA

Proven success executing internal/external audit and monthly accounting close procedures in demanding turnaround and mature business environments. High energy professional with extensive reporting, strategic planning, controller, forecasting and budget experience. Leverages key business drivers across all functional areas, as well as big-picture perspective to improve processes, internal controls, and reduce costs. Experienced in establishing, building, and developing the finance function, improving operations/costs, integrating people/processes/systems, transitioning organizations, and gaining buy-in/consensus among disparate groups. Expert knowledge: US SEC and IFRS financial reporting, XBRL, cost accounting, financial planning & analysis, forecasts, budgeting and Sarbanes-Oxley (SOX) internal control requirements. Manages financial reporting and group reporting calendar and reporting process. Award winning public speaker with extensive project and people management skills.

United States, FL, Miami | Finance & Management | Rating 0.0 (0 reviews)
Project Manager / Data Entry / Admin Assistant

After thinking for awhile, I realized that there is one side of me which the rest of my overview does not truly reflect. That is, my ability to shape and reshape myself as I evolve through life. My approach towards business started after my matriculation when I got the opportunity to work with different INGO’s and providing Emergency Relief services/ procuring goods in Pakistan and providing emergency relief services in various disaster, I had almost 6-years of experience in this field. By working with them gave me a lot of exposure and also polished my communication skills , financial skills. Beside this I had also worked in Educational projects as a administrative job which solely highlights the data management , data entry aspects( Prime Minister Scholarship program funded by ICT R&D fund) As a university student I have also engaged in social Entrepreneurship programs and also actively participating in social events which overall strengthen my Project managing skills. I

Pakistan, Islamabad, Islamabad | Finance & Management | Rating 0.0 (0 reviews)
Business,Finance & Administrative management

I am a hard working person and good in business management and administrative skills. I have done MSC in Economics and now i am looking forward to work with hard working people.

Pakistan, Punjab, Rawalpindi | Finance & Management | Rating 0.0 (0 reviews)
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Major field of interest is business analysis and improvement via development of Budgets and Key Performance Indicators (K.P.Is) for strategic decision making. Key Attributes: Self Starter Strong Analytically Skills Problem Analysis and Solutions Task & Process Oriented Team Player Change Management/Development High Technical Proficiency in Office Programs

Spain, Canary Islands, Antigua | Finance & Management | Rating 0.0 (0 reviews)
Financial Research Analyst, Financial Modeling

I have been working as Financial Research Analyst for past 4 years in India. I have completed masters in finance from one of the renowned institute in India. Completed many assignments on financial restructuring, market study (secondary research), debt pitch, feasibility study, company profiling, valuation, financial modeling etc. Expertise - Financial Modeling, Financial Analysis, Business Report Writing ( in MS word and MS Powerpoint), Research Report Writing etc

India, Haryana, Gurgaon | Finance & Management | Rating 0.0 (0 reviews)
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I work as a Financial Accountant, for enterprises with revenue 40 – 180 mln GBP. I am especially interested in statutory accounts, balance sheet recs, payroll, VAT. Good in Accounting software and advanced Excel

United Kingdom, England, Guildford | Finance & Management | Rating 0.0 (0 reviews)
Market Data Analyst, Financial Modeling Expert

Sazzad has worked in four distinctly different roles – a Mgt Trainee in Retail Financing, a Trade Marketer cum a Distribution Manager in Tobacco Industry, a Lecturer in Management Studies and now - Business Data Analyst and Financial Modeling expert. Sazzad started his career as an intern at HSBC. Then he joined another MNC – IPDC of Bangladesh Ltd. as a Mgt Trainee where he developed new financial products and reviewed performance of existing ones, coordinated key accounts and branch activities. Then he joined British American Tobacco as an Asst Territory Officer in 2010. Sazzad managed product reinforcement campaigns and launched new brands to increase efficiency to capture greater market share. In 2012, he joined Heriot-Watt University, UK, as a lecturer on Intl. Strategic Management in its distance learning program. He is a BBA Major in Accounting and Information Systems from University of Dhaka and is enrolled in MSc Marketing in the University of Manchester, UK.

Bangladesh, Dhaka, Dhaka | Finance & Management | Rating 0.0 (0 reviews)
Over 16 years accounting experience and Quickbooks

I have over 16 years work experience in accounting along with the same amount of experience with Quickbooks. I have a Bachelor degree from Indiana University and have worked in both public and private accounting fields. I am very detail oriented, efficient, and can multi-task with ease.

United States, IN, Bloomington | Finance & Management | Rating 0.0 (0 reviews)
Financial Consultant Business/SAP

I am a MBA Finance/CFA Level II Candidate with around 2.5 Yrs of Exp. I have good finance knowledge both related to general business finance like financial analysis.reporting/corporate finance as well as SAP Finance i.e. SAP FI/CO and SAP BPC.

India, Maharashtra, Pune | Finance & Management | Rating 0.0 (0 reviews)
Excellent Accounting Person

Dale Prince Experience: May 06 – Present Position:-: Assistant Accountant Duties: Supervising the day to day operations of the Finance Department Preparation of Management Accounts Preparation of Central Bank & C.S.O. Reports Preparing Payments re, PAYE, Business & Green Fund Levy & VAT Preparing Audit Schedules Treasury and Investment Management Maintaining Fixed Asset Register Reconciliation of Accounts Bank Reconciliations Accounts Payable and Accounts Receivable

Trinidad And Tobago, City of Port of Spain, Port-of-Spain | Finance & Management | Rating 0.0 (0 reviews)
Expert in financial forecasting and modeling.

Corporate finance executive and MBA/CPA with over 16 years of progressive experience in finance and operational management within small technology firms to global multi-billion dollar organizations. Demonstrated ability to link the key metrics between finance and operations that drive corporate transparency and real time fact-based decision making. Strong background in developing financial infrastructures necessary to support organizations and management teams. Experience in leading finance, accounting, tax, treasury, HR, R&D and Support. Core Qualifications: Accounting & Financial Management Mergers & Acquisitions Growth Strategy Development Financial Analysis & Reporting Staff Management & Development Performance Measurement International Operations SaaS

United States, Iowa, Dubuque | Finance & Management | Rating 0.0 (0 reviews)
Analyst

I have passed CFA Level 3, FRM and CMA exams. I have advanced Excel, Access & SQL Skills and have used them for doing financial analysis, Cost Modeling, Budgeting & Risk Management

United States, NC, Charlotte | Finance & Management | Rating 0.0 (0 reviews)
Expert Management Re-Engineering

Growth Strategies / Budgets / Cost Control / Business Development / Process Reengineering / CPI / CRM / International / Multi-Site / Contract Pricing / Negotiations / QA & QC / Distribution Channels Managed complex projects and enterprise-wide changes, increasing productivity, revenues and profits in different countries and cultures. Accomplished in controlling expenses, reengineering processes and building/turning around businesses. Known as a problem-solver who has managed diverse groups of programs, people and functions for multinationals as well as startups. Multilingual (English, Spanish, Portuguese and French).

Argentina, Buenos Aires F.D., Buenos Aires | Finance & Management | Rating 0.0 (0 reviews)
Accounting and Tax Advisors

Since 2012, we have helped businesses streamline their processes in order to reduce waste and increase profits. The key to our success is our team of highly experienced professionals. They bring forth extensive experience in their areas of expertise, which include Process Excellence, Risk Management, Human Resources and Information Technology Management from international as well as local markets. We pride ourselves in our simple yet ambitious goal: to be the go-to reference in the consulting industry for organizations in need of critical process improvement. We achieve this not only by striving for perfection during each engagement, but also by continuously innovating ourselves and staffing our ranks with highly qualified, innovative professionals.

United States, CA, Camarillo | Finance & Management | Rating 0.0 (0 reviews)
AccountingMasters simplifies your business!

We offer full service Accounting, Bookkeeping, and Financial Reporting services to simplify and streamline your business.

United States, CA, Lake Arrowhead | Finance & Management | Rating 0.0 (0 reviews)
Full Charge Bookkeeper

I am an experienced Full Charge Bookkeeper that has done extensive work in preparing Payroll, Bank Reconciliation, Accounts Receivable and Accounts Payable. I also have experience in preparing Financial Statements and Budgets I am dependable and a hard worker who really likes working with numbers. I would enjoy working in a virtual environment.

United States, null, null | Finance & Management | Rating 0.0 (0 reviews)
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I am a professional in business and finance while also having a degree in economics and experince in analytics. Participation in different case championships and work for an NGO consultancy turned me into a project manager skilled in analytics, problem-solving and presentations.As I am finishing my Masters degree currently I am looking for interesting projects valuable either in professional terms or as something new to train my skills. My offer is to get the job done in the way you need it, with all accuracy and with deadlines met. One should consider hiring me since I have no tolerance for inefficiency or absurdity in work.

Ukraine, null, Kiev | Finance & Management | Rating 0.0 (0 reviews)
Accounting and Payroll Expert

I am an Accounting professional with many years of experience working in all accounting cycles including but not limited to accounts payable, revenue, fixed assets, payroll, and financial reporting. I have earned a good reputation as an accounting professional for companies in Chicago and the Washington D.C. areas.

United States, TX, Fort Worth | Finance & Management | Rating 0.0 (0 reviews)
Elite consulting at everyday prices.

Prior to becoming a tech entrepreneur, I gained over 12 years of elite management consulting experience, most recently with McKinsey & Co in New York. I am also an Adjunct Professor at Columbia University teaching a graduate seminar in consulting. I can easily handle any of your management needs, including business plans, strategic plans, market research, advanced data analysis and forecasting.

United States, NY, New York | Finance & Management | Rating 0.0 (0 reviews)
Expert in MS-Office, Very good in Accounting

Dear Sir/Madam, I have completed Master's in Finance/Accounting and Business Management in UK and Bachelor of Commerce in India and also i got 2 years Retail Experience as a Supervisor in UK,currently i am now in Oman seeking for the full time position in any good field with an adequate salary for my educational qualification, In my previous job I gained a lot of experience and managerial skills from the training that I got in the store. I got used to working under pressure and found it easier to communicate with different nationalities and ages.My greatest achievement would likely be when I was able to complete the entire year’s worth profit calculations, including extra quality and quantity checks a full month before deadline. It freed up time to get started on the next year’s balances and saved the store from small risk and putting on a quality of stocks to the customers and the quantity of stock the customers needed and kept the store running in a right direction. thank you

Oman, Masqat, Muscat | Finance & Management | Rating 0.0 (0 reviews)
MASTER IN MANAGEMENT

I AM A: • Technical Proficiency • Controlling Skills • Focused and Attention to Details • Initiative and Resourcefulness • Interpersonal Sensitivity • Oral Communication Skills • Planning and Organizing Skills • Record-keeping and Data Management Skills • Analytical Skills • Strong Organizational Skills

Philippines, null, null | Finance & Management | Rating 0.0 (0 reviews)
Quickbooks Accountant with online Marketplaces

I am Certified Public Accountant and have over 5 year Experience in the field of accounting and bookkeeping for different USA, UK, Australia and Canada based companies. I have great expertise of working with online marketplaces like Amazon, eBay, Etsy, New egg, Big commerce , Buy.com and websites sales. I can setup Quickbooks for any version to process these online Marketplaces sales.

Pakistan, Punjab, Ahmadpur East | Finance & Management | Rating 0.0 (0 reviews)
Financial modeling, Data analysis, & Reporting

My name is Antonio Borunda; I am an analyst with an MBA and a diverse background including research, financial modeling, data analysis, and reporting results. My goal is to provide you what you need, when you need it.

United States, TX, Garland | Finance & Management | Rating 0.0 (0 reviews)
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I've a good knowledge in Accountacy. Decision making process and Financial analysis. so it is not hard for me to understand the business problems. I like to face challenges.

Pakistan, punjab, Rawalpindi | Finance & Management | Rating 0.0 (0 reviews)
Achieving Success - One Company At A Time

Brilliant Accounting Solutions (BAS) is a small-business, client-focused bookkeeping and accounting solutions provider. BAS demonstrates its industry leadership through its partnership with our clients, employees, community, and the environment. BAS aims to optimize the profitability of all clients by leveraging advancements in accounting technology to offer a complete accounting solution customized to meet the unique business needs of each client.

Canada, Alberta, Edmonton | Finance & Management | Rating 0.0 (0 reviews)
CFA, MBA with strong accounting/risk mgmt skills

Completed CFA and MBA in the finance domain, and have experience of working in the investment banking and banking industry. Also bring on board strong skill set in business strategy, business planning, financial planning and accounting.

India, maharashtra, mumbai | Finance & Management | Rating 0.0 (0 reviews)
Investment & Capital Structure Expert, JDMBA

Deal executive at a premier national real estate development firm. Started career in investment banking at Wells Fargo, real estate and infrastructure private equity at a $6B private equity fund, and honed capital structuring, fundraising, and negotiation skills at a luxury office and hotel developer in Washington DC. Completed JDMBA in 3 years at a Top 10 graduate school, advised technology and retail goods startups both in financial and legal realms, and worked at second largest real estate private equity firm in the US acquiring distressed asset and loan portfolios. Have closed over $900 million across 20 different transactions spanning acquisitions, dispositions, recapitalizations in residential, hospitality, mixed-use, land, office, and retail real estate sectors. Have also raised $3M in Series B financing for SaaS startup. Paid for grad school by advising High Net Worth Individuals and Families for investment and development across the United States.

United States, CO, Denver | Finance & Management | Rating 0.0 (0 reviews)
Bookkeeper/Data Entry/Virtual Assistant/Researcher

I am professional bookkeeper and confident enough to extend assistance for those who are in need of accounting expertise. I'm specialized in preparing accounting standard report which included Financial Statements based on accounting standard and generally accepted accounting principles. Over 3 years of experience, I get familiarize in the process, preparation and procedures of accounting transactions. Added to my qualification are my experience in accounting support reports such as Bank reconciliation, Financial Analysis, Budgeting and Projections, . knowledgeable in computer software like MS application (Excel. word,power point,outlook) and well-known recognized accounting software (SAP, Integrated accounting system, FACT.I can also do miscellaneous task like data entry and research.

Philippines, null, Davao City | Finance & Management | Rating 0.0 (0 reviews)
Financial Analyst

More than ten years of experience in the field of Financial Consulting and Analytics. Extensive experience in Financial Modelling (Financial Earnings Projection Modeling; Valuation Modeling viz. Comparable Company Model, Comparable Transaction Model, Discounted Cash Flow (DCF) Model and Leveraged Buyout (LBO) Model) ; strong Financial and Accounting Fundamentals (experience on Financial Statement Analysis, Ratio Analysis, Sensitivity Analysis and Scenario Analysis).

India, Punjab, Mohali | Finance & Management | Rating 0.0 (0 reviews)
Customer Savvy Consulting

I'm John, a Customer Experience Consultant for small businesses. I'm focused on helping small businesses create and manage their customer experience framework and create customer advocates. I have extensive experience with enterprise level Customer Metric/Feedback programs, Customer Service Recognition programs, experience mapping, survey creation/management, and customer feedback sessions. I am adept at complex project and program management for customer experience programs and various product offerings. I have years of experience leading teams in a fast-paced large corporate environment. Through my roles in the financial services industry I am applying insight gleaned from what I've seen in the field and from leading consultancy firms. I have adapted what I have learned for application in small businesses.

United States, NE, Omaha | Finance & Management | Rating 0.0 (0 reviews)
Expert in all types of accounting works.

Accounting manager with eight years experience in accounting and finance. Strong management skills with extensive knowledge in statistical processes. Detail-oriented, efficient and organized professional responsible for setting up and directing accounting departments, system reviews and financial reporting and analysis for public and private corporations and small businesses. Proven track record of meeting deadlines, being highly organized, and efficiently prioritizing and handling multiple tasks. Excellent verbal and written communication skills

India, Delhi, Delhi | Finance & Management | Rating 0.0 (0 reviews)
Certified Public Accountant

SKILLS: 1.0 Proficient and experienced in Transitioning, Setting up, Implementation and Maintenance of Computerized Finance/Accounting & Business process Systems in SAP and BPCS platform. (Record to Report, General Accounting, Financial Accounting Transactions, Accounts receivable and Accounts Payable, Inter-company and Fixed Assets.) 2.0 Knowledgeable in IFRS, SOX compliance, ISO audit and certification. 3.0 Expert in Internal control systems and business process in a Multi-national company (Manufacturing and Pharmaceutical) 4.0 Knowledgeable in Import and Export documentation 5.0 Well rounded in Tax and Corporate laws and compliance to Government regulations. 6.0 Extensive experienced with Information Technology and Business Process Outsourcing Services Company

Philippines, Rizal, Antipolo City | Finance & Management | Rating 0.0 (0 reviews)
Chartered Accountant, Audit Practitioner, Manager

Fellow with the Association of Chartered Certified Accountants Project leader on several legal entity restructuring and business continuity plans Head of Accounting, Reporting and Compliance for a major multinational (UK division) Researcher on Organisation Culture and Sustainable Economic Performance Recognition for outstanding performance on work carried out in the area of Revenue Recognition by Ernst & Young. Association of Chartered Certified Accountants Careers Writer/Commentator Audit Practitioner Finance Manager

United Kingdom, England, London | Finance & Management | Rating 0.0 (0 reviews)
ACCA -Financial Reporting & Budgeting Expert

I am an ACCA Qualified and have worked for many years as an Accountant and Budget & Planning Analyst and have received high praise. I have sound knowledge in Accounting Standards and Practices, Budgeting and Forecasting techniques and Business Plans and can work proficiently in this area. I would like to be hired by your company for any of your Accounting or Business Analysis projects.

Pakistan, Sindh, Karachi | Finance & Management | Rating 0.0 (0 reviews)
Expert Financial Analyst and Auditor from Big4

A qualified Chartered Accountant (ACA, PK), Certified Fraud Examiner (USA) Currently serving as Manager, Transaction Advisory Services in Big4 Audit Firm. Also associated with Audit & Assurance department of the firm for more than four years. Working as Freelancer for more than four years. Successfully completed various accounting, financial reporting, financial analysis, book-keeping, business plans, due-diligence and advisory assignments. Possess excellent communication skills and ability to meet stringent deadlines, utilizing my intellect and knowledge to the utmost!

Pakistan, Sindh, Karachi | Finance & Management | Rating 0.0 (0 reviews)
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Morgan has management consulting, private equity, M&A, business operations, and business strategy experience. Morgan has run large-scale electronic and phone surveys, conducted expert interviews, and run workshops with executives across a wide range of industries. He also has experience analyzing investments in retail/restaurants, financial/business services, and software companies. Specialties: Managing all aspects of private equity diligence, decision/organizational effectiveness redesign, strategic planning, cost transformation, suggestive selling, core and growth strategy, and performance improvement. Expertise in LBO and forecast modeling, market research, management of legal, accounting, and consulting teams, drafting of legal and financial documentation, and negotiation. Expertise in Excel and Powerpoint. Experience with Photoshop, InDesign, SPSS, Stata, and HTML.

United States, CA, San Francisco | Finance & Management | Rating 0.0 (0 reviews)
Creative Solutions to Complex Challenges

ENABLER OF CHANGE THROUGH CREATIVITY AND INNOVATION Empathy | Integrity | Values A talented, value driven professional who is a visionary and strategic leader with the ability to translate business strategies to realise and maximise outcomes always with the best interests of all stakeholders. An expert in delivering positive change through a collaborative programme approach focussed on people followed by process and technology. Strong financial and IT expertise including budgeting, analysis, ERP delivery and architecture design. Very much a people person, a qualified Servant Coach ensuring alignment of values with goals and empowering people to live their life and enjoy their work. A proven deliverer of significant efficiencies whilst maintaining quality.

United Kingdom, Northumberland, Morpeth | Finance & Management | Rating 0.0 (0 reviews)
Management of Information Systems

Important experience on a global bank (HSBC) on the Corporate Clients team. Have experience in Financial Analysis, Systems Analysis, Budget Development, Marketing Reserach. Excellent knowledge of Microsoft Excel (most used platform for in business). As MIS for HSBC, strategic and management decisions were made that helped Corporate Banking for HSBC in Colombia became profitable.

Colombia, DC, Bogota | Finance & Management | Rating 0.0 (0 reviews)
You: Generate Profits. We: Take Care of the Rest.

NYC Small Business Solutions (SBS) frees you up to service your clients and acquire new business. We are the premier one-stop-shop for New York City's small to medium-sized niche players. Our list of services range from general accounting to administrative support. We take the hassle away from running a business by handling the mundane day to day tasks and thus freeing you up to grow your bottom line and pursue your passion.

United States, null, Brooklyn | Finance & Management | Rating 0.0 (0 reviews)
Registered BAS Agent

Bookkeeping Services by Experienced Accountant / Auditor Degree qualified by CPA; MIPA Member of Institute of Public Accountants Registered BAS Agent http://www.bnsbookkeepingservices.com.au West End, Brisbane, Queensland, Australia

Australia, Queensland, West End | Finance & Management | Rating 0.0 (0 reviews)
Accountant with over 40 years of experience.

Currently hold position of controller for multi-million dollar distributor. Advanced EXCEL skills. Have kept books for individual owners with no employees to companies with 250 employees. Import/Export experience. Cost accounting (construction). QuickBook experience. PR experience. Sales tax experience.

United States, null, Bentonville | Finance & Management | Rating 0.0 (0 reviews)
Trusted Counsel in Matters of Business

I offer clients the benefit of my more than thirty years of professional experience. Having worked as a lender, an accountant, and as a business developer, I've learned what it takes to start and manage a successful business. My broad base of industry experience gives clients the comfort of knowing that we've done it before.

United States, NY, Brooklyn | Finance & Management | Rating 0.0 (0 reviews)
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I did my MBA Equivalent to M. Phil in Finance from Iqra University. I am currently working for Dolmen Group as an Assistant Manager Treasury & General Ledgers since April 2013. I used to work with Cotton Expire Textile as an Assistant Manager Finance & G. R. Ali Muhammad Brothers (Pvt.) Ltd. as a Chief Accounting Officer. I have a strong academic background combined with over 9 years of work experience in the field of finance & accounts. I believe that I can make a significant and valuable contribution with the firm/company who will hire me. I would appreciate the opportunity to discuss how my education and experience will be useful for the firm.

Pakistan, Sindh, Karachi | Finance & Management | Rating 0.0 (0 reviews)
Expert Financial Modeller and Excel Wizard

I am working in business modelling team with one of the big 4 company and have experience in developing and auditing financial models. Skills acquired: - Advanced Excel (including VBA and interactive dashboards) - Financial modelling of revenue, costs, financing, accounting and tax concepts (using against the project documents such as Payment Mechanisms, Credit Agreement, Statutory Accounts and Tax Computations) - Financial model optimisation for least bid value and to achieve the target IRR's - Sensitivity analysis. - IFRS Accounting concepts modelling related to PFI. - Discounted Cash Flow (DCF) valuation, WACC and Comparable company valuation

India, NCT, New Delhi | Finance & Management | Rating 0.0 (0 reviews)
accounting, bookkeeping, auditing

CPA as a profession is not just a job responsibility. Beyond the individual work ethic is a social responsibility to serve the public. As such, an accountant should not allow bias, conflict of interest or undue influence of others to override professional or business judgments. A professional accountant should also be straightforward and honest in all professional and business relationships. He or she should respect the confidentiality of information acquired as a result of professional and business relationships. Under oath of the profession for the code of ethical standards, my goal is to contribute my experiences and knowledge in attaining the company’s mission and vision with professional competence and due care . These include analytical and technical expertise in diversified fields of finance, budgeting, internal audit and financial analysis.

Philippines, null, Iloilo | Finance & Management | Rating 0.0 (0 reviews)
Experienced Professional Accountant

I have 14 years of professional accounting experience in both the private and public sector. I have most recently been employed as a dual plant controller for a large global manufacturing firm. I have started my own business, Whiz Business Solutions, to fill a need in my local community for more experienced analysis in small businesses.

United States, null, Meridian | Finance & Management | Rating 0.0 (0 reviews)
all finance under one roof & Quickbooks Expert

we are Accounting firm with specialization in Taxation(personal,business and estate)., I Have MBA(Finance) from United States and MY Partner is CPA From Colorado. We do Bookkeeping and Accounting for small to mid size business. We are also quickbooks pro advisor and have completed various integration projects of Quickbooks with other software.

Canada, ontario, brampton | Finance & Management | Rating 0.0 (0 reviews)
Experienced Consulting Business Professional

I am a degreed professional with an MBA and currently pursuing a Psy.D with a specialty in Organizational Leadership and Business Psychology. I offer professional, yet customized services to meet the needs of my clients. I have been providing management and consulting service for 13 years. I specialize in an array of services from document management, business coaching, organizational leadership, and grant review and program implementation. I am friendly, easy going, yet professional and transparent in all of my business endeavors. I work hard to bring out the best in you and your respected organization. I have worked in the private sector as well as public and non-profit sectors from faith based organizations, to schools, and other non-profits. The opportunity to do business with you would be greatly appreciated.

United States, LA, New Orleans | Finance & Management | Rating 0.0 (0 reviews)
Sage ERP Consultant

Decisive, goal oriented & result focused IT professional having 3 years of experience in ERP Consulting & Implementation. I am commerce graduate from Pune University (India) & currently pursuing PGD in Supply Chain Management. I work with team of ERP consultants having 30 Men years of total experience in this domain. My services includes Implementation, Training, Post Implementation support on Sage ERP Accpac, Sage Evolution, Sage 50, Netsuite Cloud ERP softwares.

United Arab Emirates, Dubai, Dubai | Finance & Management | Rating 0.0 (0 reviews)
Strategy and Analytics Consultant

In my 3 years as a Strategy Consultant for a top-tier firm, I have specialized in finding insight through data analysis and presenting key areas which can add value to my clients. My clients have included top manufacturing companies, bulge bracket banks, and large hospital systems. My key areas of focus have included growth strategy, financial forecasting, and building analytic capabilities. I am well-versed in SQL,Tableau, and Excel. I also create visually appealing Tableau Dashboards and PowerPoint slides.

United States, GA, Atlanta | Finance & Management | Rating 0.0 (0 reviews)
Strategic management consulting and equity analyst

English Speaking, Strong mathematics background, Chemical Engineer, Mechanical Engineer, Project Management (PMP), CFA Member, MBA. Specialty is in corporate turn arounds.

United Kingdom, Providenciales, Providenciales | Finance & Management | Rating 0.0 (0 reviews)
Quickbooks, bookkeeping, Account, Audit, HR

Expert in Financial Management, Accounting, Internal Control System, Business Management, Human Resource Management

Pakistan, Punjab, Lahore | Finance & Management | Rating 0.0 (0 reviews)
ACA Qualified Accountant

Senior ACA with 6+ years of extensive work experience in accounting and finance sector, along with the ability to analyze and align client needs, seeking a challenging career opportunity, which will utilize my organizational, analytical & problem solving skills Extensive experience in an accounts/audit based role with a proven background in auditing, tax, vat, etc, along with deep knowledge of UK legislation and preparation of statutory accounts, cash flow forecast and tax returns in different sectors for various companies. Excellent communicator with attention to details, whilst meeting stringent accounting and reporting deadlines and performing hands-on analyses and high quality reports and schedules for internal management purposes, audit and tax reporting. Accounting software’s: IRIS, SAGE, VT Cashbook. CCH software,Maconomy, Audit Automation , IXBRL Review and Tag, CCH Account Production

United Kingdom, England, London | Finance & Management | Rating 0.0 (0 reviews)
Growing and supporting your bottom line since 2004

I have developed an extensive network of people, financial and technical resources and by assessing the needs of my clients thorough an evaluation of financial statements and business plan, I can ensure they grow their net income and cash flow to the desired levels. - Seasoned entrepreneur with: - 30 years accounting, finance, and small business ownership experience - Raised $17 million in alternative finance/private investor small business deals over the past 5 years - Average net income growth of companies owned was 28% per year - Average revenue growth of 32% per year - GSA government scheduling consulting services available Goals: 1. Serve as a coach/counsel/CFO to effectively grow small businesses to get to the next level of success inclusive of venture capital formation 2. Be the sole source for small business financing and consulting due to combination of accounting. finance, and human resource network. Specialties: Funded start-ups, 3-5 year old "tipping

United States, VA, Mechanicsville | Finance & Management | Rating 0.0 (0 reviews)
Strategic advice in energy and hedging products

CTA Financial is an investment and commodity trading advisor with special expertise in select industries including chemicals, energy and fuel. We will advise on investments opportunities including valuation, risk management tools and hedging products in commodities and financial markets including FX.

United States, NY, New York City | Finance & Management | Rating 0.0 (0 reviews)
16 years of accounting and management experience

I have 16 years of accounting and management experience in esteemed Telecom and IT companies of Pakistan. I am a commerce graduate having strong computer literacy background and extensive post qualification experience in the domains of: • Accounting (upto Final Accounts) • Inventory Management • Office Administration • Data Warehouse Management • Accounting Software (Specialty in QuickBooks and Peachtree Accounting) • Microsoft Office (Specialty in MS Excel and Word)

Pakistan, Punjab, Rawalpindi | Finance & Management | Rating 0.0 (0 reviews)
Personalized and Affordable Bookkeeping

Affordable small business and personal bookkeeping services virtually through QuickBooks and DropBox. I provide account reconciliation, accounts receivable, accounts payable, invoicing, payroll, monthly/quarterly withholding tax payments, sales/use tax payments, financial statements, journal entries and consulting for your business.

United States, MO, St. Charles | Finance & Management | Rating 0.0 (0 reviews)
Accounting & Finance Specialists

We are a one-stop shop for all accounting, controls (including anti-fraud) and finance requirements for small, medium and large-sized organisations. We strive for excellence in everything that we do for clients, but we are pragmatic with it. You can rest assured when you work with us that we will get the job done to a very high spec, on time and on budget.

United Kingdom, England, Guildford | Finance & Management | Rating 0.0 (0 reviews)
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I'm a Certified Public Accountant, working as a Group Financial Controller and Group CFO Assistant in Saudi Printing and Publishing Company (a Joint Stock Company) and interested in effectively utilizing my personal abilities, qualifications and experience.

Saudi Arabia, null, Riyadh | Finance & Management | Rating 0.0 (0 reviews)
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Tapan has 20+ years of experience in the global IT Products & Services industry. He has exposure to all facets of IT outsourcing – viz IT Applications, On-site & Remote Infrastructure Management Services, Business Process Management Services & Management Consulting Services. He has managed multiple businesses – as a P&L leader, and his experience spans business development, managing delivery, quality, revenue & cost management – in a wide variety of businesses. He has managed start-up operations in new markets across East & West Asia, and the Pacific. He has been closely involved in delivery centres across India, South Asia, the Middle East & Africa. His tenure in emerging geographies has given him a robust understanding of the cost structures in emerging markets in Asia. During his long tenure, he also has an experience of managing complex Supply Chains in the industry and has directly managed the People functions for large organization

India, Karnataka, Bangalore | Finance & Management | Rating 0.0 (0 reviews)
MBA Finance

I have completed my master of Business Administration, in finance from IBS, Hyderabad. I alao hold a degree of Bachelor of Commerce (Hons) in finance. I am having keen interest in knowing new financial terms and work further in this field. My key interest areas are accounting, corporate finance, security analysis. I am a hard working, honest and sincere person. I would put in my best efforts to perform well in all the responsibilities and work given to me.

India, Punjab, Ludhiana | Finance & Management | Rating 0.0 (0 reviews)
Experienced Bookkeeper

I have over 30 years experience in an office setting. I have experience as a full charge bookkeeper and as a licensing coordinator in the crop insurance industry. My experience as a licensing coordinator allowed me to work with many state insurance websites looking up agent licensing to verify license type, number and expiration date. I kept multiple spreadsheets for over 4000 agents, agencies and adjusters per state so that I could verify each state appointment billing every year. I am dependable, organized and able to meet deadlines. I have used several different accounting software programs such as Peachtree, Ascente, Creative Solutions and some QuickBooks.

United States, TX, Canyon | Finance & Management | Rating 0.0 (0 reviews)
Expert Bookkeeper/Xero/Waveapps/Quickbooks

I help business owners who struggle with their bookkeeping yet need to get updated financial information to make proactive and effective decisions for their business. You can rely on me on keeping your financial stability. You never have to worry about meeting deadlines; I can help you in coping with it. Finally you've found the most diligent, reliable and trustworthy virtual assistant in town. You can enjoy peace of mind because I am in charge of your daily business records and transactions

Philippines, Metro Manila, Caloocan City | Finance & Management | Rating 0.0 (0 reviews)
Advanced Excel, Quick Book, Peach Tree

Worked as Internee in P.T.C.L. treasury department, Experience of as Bookkeeper in Orkans Lahore Bookkeeping Financial Accounting Account financial analysis Corporate Finance Financial Management

Pakistan, punjab, Lahore | Finance & Management | Rating 0.0 (0 reviews)
Medical Practice Billing A/R Consultant

Experienced Medical Practice Consultant and Business Office Administrator with extensive medical coding and billing background. My management skills have been proven to bring about success quickly and efficiently, promote a team environment while minimizing corporate expense and keeping the needs of the patients the highest priority.

United States, KY, Bardstown | Finance & Management | Rating 0.0 (0 reviews)
Your business needs, within my capacity

Ambitious professional, self-motivated, with excellent work ethics, and proven ability to delivery quality work. Can undertake difficult mandates and meet tight deadlines.

United States, NY, Jamaica | Finance & Management | Rating 0.0 (0 reviews)
Successful Accountant

I am an experienced accountant, looking to do things a little differently. I have many years of experience in bookkeeping, income, sales and payroll tax, financial statement preparation, annual closings and construction accounting. I know that I can be useful!

United States, NC, Stony Point | Finance & Management | Rating 0.0 (0 reviews)
Expert Chartered Accountant

an experienced chartered accountant , specialized in financial reporting, management accounting, MIS, system development, auditing and team management

Thailand, Bangkok, Bangkok | Finance & Management | Rating 0.0 (0 reviews)
Finance Analyst

With an MSc in International Business Economics, and a strong background in Corporate Finance and Business Analysis, I endeavour to add value my clients' business and projects I can assist you with financial forecasting and budgeting for your financial needs which will help you improve on your bottom line performance. With extensive experience in business plan writing, I can help you formulate a business plan to make sure you join all the dots before venturing into a new business.

United Kingdom, null, London | Finance & Management | Rating 5.0 (2 reviews)
Making Startups and Small Businesses Successful

A two-person team dedicated to helping entrepreneurs and small businesses grow. We write investor ready plans to secure investors and guide your business through its critical first years. We also do copywriting, sales & marketing plans, branding, article writing, logo creation, financial analysis, and more. Our first partner is a top tier MBA graduate with executive experience in entrepreneurship/startups, finance/investing, and sales. Our second partner is a creative marketing director, highly skilled in graphic design, logo creation, copywriting, and marketing strategies. Both owners are native English speakers, have US college degrees, and keep regular US hours. We respond to client messages same business day if received before 6:00pm Mountain - otherwise responding next business day if received after 6:00pm Mountain.

United States, UT, Salt Lake City | Finance & Management | Rating 0.0 (0 reviews)
EXCEL with Experience

Specialist in Excel, e.g. simulation, budgets, finansiel and Economic Reporting - to understand. 15 Years as Financial Manager in manufactoring Company on the Danish Stok Exchange. Main Education: Chartered Accountant. (SAPA). Working with Excel and Lotus for more than 30 years. Codemarks: Quality, sequrity, highlight on the user - intelligence in the programming.

Denmark, null, null | Finance & Management | Rating 0.0 (0 reviews)
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Hi I'm Jen. I am a graduate of the University of the Philippines. I have a background in administrative and business management. I am a trustworthy and diligent employee as they say. If you hire me I can promise to do the best that I can to render the best service I can provide.

Philippines, null, Rizal | Finance & Management | Rating 0.0 (0 reviews)
MBA

Being an MBA from Rotterdam School of Management, the Netherlands I can help my clients in the following domains: - Business plan writing - Market research - Extensive marketing analysis and recommendation - Business consulting - Project management I am accustomed to: - Fast and flexible performance - Credible and reliable relationships with the client - High quality deliverables - Negotiable and flexible fees

Netherlands, Yerevan, Yerevan | Finance & Management | Rating 0.0 (0 reviews)
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A well versed financial advisor that works with clients the same way a general practice doctor treats patients. Through the use of a thorough examination of all aspects of a person

United States, VA, Alexandria | Finance & Management | Rating 0.0 (0 reviews)
Market research, Financial analysis, Accounting.

Hedge fund accountant. BS in Business Economics. I am willing to do this to continue building my resume and skill portfolio. Message me and I'd me happy to interview via Skype.

United States, UT, Ogden | Finance & Management | Rating 0.0 (0 reviews)
Business and Economic Writng and Strategy

Business Factory provides business documents up to the research quality, look and feel of big consulting firms such as McKinsey, Bain and Accenture without the high prices. My 9 years of international exposure and education provides me with the skill and experience to achieve this.

United Kingdom, null, Dundee | Finance & Management | Rating 0.0 (0 reviews)
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I'm a professional in accounting and financial management. In addition I am proficient in ms office programs as well as computer accounting packages. Previous experience in the field and the urge to keep on improving my skills will enhance the quality of my work.

Kenya, Nairobi, Nairobi | Finance & Management | Rating 0.0 (0 reviews)
Chief Operating Officer (COO) at Barclays

Chief Operating Officer - Member of Leadership Team Barclays Technology Centre (Bank on IT) 2013 – Present (1 year) Global Captive - Consulting - Delivery Services - Development Technology Services - Financial Modelling - Financial Services - Information Technology - Institutional Securities Businesses - Internet - Investment Banking - Investment Management - IT Development - Knowledge Services - Mobile Global - Offshore Technology - Operations - Research Activities - Risk Management - Support Services - Transaction Processing Technology Centres Chief Operating Officer - Member of Leadership Team Banking/ Financial Services & IT Reports To: MD / CEO Assignment Focus: Responsible and Accountable for the Operations function for Technology delivery from the two locations. Areas of responsibilities include: Business Continuity, Consolidation of BTC COO Services in India & Singapore, Corporate Affairs & Corporate Communications, Corporate Real Estate Services, Due Diligence, Loc

India, Maharashtra, Pune | Finance & Management | Rating 0.0 (0 reviews)
Qualified Accountant

I am a qualified Cost & Management Accountant and have more the 6 years of experience and can utilized MS Office specially MS Excel and Powerpoint, Tally 9, Peach Tree and Quick Books.

Pakistan, null, Wah Cantt | Finance & Management | Rating 0.0 (0 reviews)