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had an accident, no insurance, other party hit me, insurance company is saying it's my fault. I have no representation, can not access to their adjuster. i have pictures. need advice, and a possible letter to insurance comapany.
I also had a fall, last novermber in a house that the lights were turned off. I have the pictures and texts to the owner. Fall was so bad that i was unable to work. i could not raise my arm, had my shoulder torn. i had an emergency visit within 2 days, as well as a cat scan. i went to rehab for 3-4 months, with no insurance. all documented. this fall has devestated my business, and caused serious financial distress and personal pain.
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