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I received denial letters for medical treatments which Ive already received. The insurance claims the treatments were for nondisclosed, pre-existing conditions which must be noted in the application process for any previous treatment for the proceeding 3 years which i did not as the treatment i had in the past was not top of mind and was a closed issue . However, the treatment I had was for different unrelated symptoms of GERD and the last previous I had for it was one month shy of the 3 years requirement and thus I was not mindful of it. This is my appeal letter to the insurance company. The content and structure is nearly there. But it could be improved with some minor tweakings, fine tuning of the verbiage and wordings, etc to enhance its credibility and presentation. As it's nearly finished already, for someone with professional (and ideally legal) writings skills this is probably an easy half hour's work tops. I have attached the insurance policy and my draft.
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