I have professional education of business management and diversified experience of handling numerous assignments in financial services sector. I had been part of a core team in a bank and had carried out various successful assignments in consumer banking and other fields.
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I have experience of product development, strategic planning, budgeting, policy making, risk and credit assessment, HR management, etc.
I had been part of product development and successful layunch and implementation of various innovative consumer banking products. I...
Knowledge of Microsoft Office
All types of assignments related to financial services:
As part of the core team of Consumer Banking Group in KASB Bank Limited, Pakistan, I was involved in development of new products, prepare product policies, getting the product program approved from the Board of Directors and the State Bank of Pakistan, The first product that was designed by me and my team was “Education Asaan”, an education financing product that was introduced in Pakistan for the first time. The product dynamics were developed in a way that they provided an ideal solution for primary, higher and university education.
Some of its unique features included credit evaluation on the basis of the rating of educational institute instead of income of the borrower, extremely relaxed and flexible terms of repayment to accommodate all pockets. After the development of the product, I also established consumer banking group’s presence across the country by way of hiring and training of staff to perform various operations including sales & marketing, credit initiation, credit administration, recovery, etc.
Since it was a new product, I took various measures to create awareness amongst the potential customers as well as the educational institutes. These measures included visiting educational institutes for product briefing, conducting seminars and product awareness workshops for institutes as well as parents, etc. As a result of all the efforts, Education Asaan was successfully launched and marked a new...
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ORIX Leasing Pakistan Limited
Senior Group Manager
2009 - Present
Identifying target markets and planning, developing and executing strategies for establishing corporate relationships within those markets especially in the SME sector.
Hiring, training and...
KASB Bank Limited
2009 - 2009
KASB Bank Limited
National Sales Manager
2004 - 2008
Identifying the target markets, designing appropriate products, and implementing strategies for successful execution of various consumer products across the country.
SME Bank Limited
Senior Credit Officer
2004 - 2005
Identifying different sectors and areas to develop diversified portfolio for the
Marketing bank’s financial products to prospect customers.
Developing, proposing and implementing...
BAWA Securities Private Limited
Chief Equity Dealer & Research Analyst
1999 - 2002
Carrying out equity trading transactions for the clients.
Preparing research & analyses reports for various industries and sectors.
Preparing elaborated marketing plans and devising various...
Ghandhara Leasing Company Limited
1997 - 1999
Arranging fund mobilization from financial institutions (treasury) and general public (COI’s).
Preparing numerous reports like Working Papers for board meetings.
Prepare budgets and...
Master of Business Administration
1994 - 1997