Muhammad Waqar Aslam | Elance
 
176985602337900
Last Sign-in: May 21, 2014

Muhammad Waqar Aslam

Business plan, Financial analysis / projections
   Pakistan
  |   Lahore, Punjab

Resume/C.V.

I have substantial financial sector experience in diverse roles; including

Writing Business plan
Financial analysis & projections
Credit analysis & risk management
Economic & statistical Analysis
Data entry
Accounting, bookkeeping, budgeting & Forecasting
Mortgages (Home Loan) analysis, underwriting, documentation & administration
IT skills (MS Excel, MS word, MS power point, google docs, Internet research, Temenos T24)
Communication, negotiation, customer services, writing skills

I am confident that my combination of practical work experience, qualification {MBA Finance, Master in Economics, JAIBP (Banking & Finance Certificate), CA-Inter (Institute of Chartered Accountants of Pakistan)} & IT skills has equipped me to handle this challenging assignment & prepared me for making an valuable contribution towards your objectives.
Service Description
Writing Business plan
Financial analysis & projections
Credit analysis & risk management
Economic & statistical Analysis
Data entry
Accounting, bookkeeping, budgeting & Forecasting
Mortgages (Home Loan) analysis, underwriting, documentation & administration
IT skills (MS Excel, MS word, MS power point, google docs, Internet research, Temenos T24)
Communication, negotiation, customer services, writing skills
Certifications
Institute of Bankers Pakistan
Junior Associates of IBP (IBP Superior Qualificati
Awarded: 2010
Institute of Chartered Accountants of Pakistan
CA - Foundation
Awarded: 2003
Education
Institute of Chartered Accountants of Pakistan
Chartered Accountants - Inter
2001 - 2011
Institute of Bankers Pakistan
Junior Associates of IBP (IBP Superior Qualificati
2004 - 2010
University of Agriculture Faisalabad, Pakistan
MBA Finance
2006 - 2008
University of the Punjab, Pakistan
Masters in Economics
2003 - 2005
University of the Punjab, Pakistan
Bachelors
2000 - 2002
Employment
Bank Alfalah Limited
Manager - Credit Administration / Risk
2008 - Present
• To ensure the completeness of Credit related formalities, documentation either security or charge in accordance with the regulatory/legal policy requirements & specific approved terms & conditions of the credit sanction. • Completion of legal formalities in order to create legally enforceable security of Finances. • Preparation & execution of documentation & securities as per the approval arrangement • To ensure the insurance arrangement as per the approval terms & conditions • Supervise the credit limits & collateral related entries on Temenos T24 • Tack tracked for follow up to ensure the execution & receipt of outstanding documents • Tagged & communicate the management about exception report • Review & Supervise the Facility Offer Letter in accordance with the approval arrangements • Manage the physical control and safe custody of collateral, securities and loan documents • Maintenance of safe in safe out register & credit file / pouches • Pre & post disbursement review of security & charge documents on regular basis • Arrange vetting of all finance and security documents from bank’s approved lawyers for completeness, accuracy and enforceability • Final Decision making for issuance of disbursement authorization certificate
Bank Alfalah Limited
Officer - Credit Risk Control
2006 - 2008
Obtain all the collateral, securities and loan documents from the customer and ensure its completion according to the bank policy Physical control and safe custody of collateral, securities and loan documents Arrange vetting of all finance and security documents from lawyers for completeness, accuracy and enforceability Pre disbursement authorization for disbursement of loan Review of credit files & ensure the compliance of State Bank of Pakistan Prudential Regulation and Bank’s laid down policy and procedure Execution of Mortgages from approved bank lawyers Liaison & coordination with Home Finance Officials & Relationship Managers of North Region in connection with Receive of files, supporting documents & rectification of irregularities Liaison with customers for rectification of discrepancies, completion of legal documents and retrieval of title, etc Review the credit files of BAL Islamic Branches of Lahore Region & issue DAC Assist to Relationship Managers in order to provide the customer with appropriate explanation / fair compensation.
MCB Bank Limited
Credit Officer
2004 - 2006
• Analyses credit requests, credit information. • Gather financial information from borrowers relevant to the credit applications and make top to bottom analysis including industry analysis, ratio, common size, index, cash flow etc. • Analysis of search reports & Financial Statements. • Ensuring SBP PRs are complied with in true letter & spirit. • Arrange Mortgages & contact with external agencies. • Overall monitoring of credit portfolio of branch(s). • Execution & Review of pre/post disbursement of Finances. • Execution/checking of security documents and get them vetted from Bank’s legal cell. • Generation of reports, MIS for decision making
Payment Terms
None specified
Muhammad Waqar Aslam | Elance

Muhammad Waqar Aslam