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Teresa H. | Elance
 
176985602337900
Last Sign-in: Feb 11, 2015

Teresa H.

Business Writing, Real Estate Evaluation, Underwri
   United States
  |  2:31 am Local Time

Verified Freelancer

Teresa H.'s identity has been verified.  Learn More

Overview

I am a business writer and analyst with a Fortune 500 background experienced in credit and lending. My specialties are financial analysis, financial projections, business plans, SBA business plans, feasibility studies, market analysis, industry analysis, peer analysis, and real estate evaluation.

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Apr 28, 2013|Financial Planning|Private|Completed
|
5.0
Feb 2, 2013|Financial Planning|Private|Completed
|
5.0
Nov 12, 2012|Financial Planning|Private|Completed
|
5.0
Sep 16, 2012|Financial Planning|Private|Completed
|
5.0

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Portfolio

This is an example demonstrating a borrower with poor credit and how the lender...

Skills (10)

Tested
Microsoft Excel
Microsoft Excel 2007 Test
My Score
avg
Microsoft Word
Business Planning
Financial Analysis
Accounting
Business Writing
Computer Skills
Computer Skills Test
My Score
avg
Passed
Financial Reporting
Accounts Payable Management
Accounts Receivable Management

Service Description

Skilled in analyzing and evaluating the following industry sectors:

Agriculture, Oil and Gas Extraction, Utilities, Construction, Manufacturing, Wholesale Trade, Retail Trade, Transportation and Warehousing, Information, Finance and Insurance, Real Estate and Rental and Leasing, Professional, Scientific, and Technical Services, Management of Companies and Enterprises, Administrative and Support and Waste Management and Remediation Services, Educational Services, Health Care and Social Assistance, Arts, Entertainment, and Recreation, Accommodation and Food Services.

I know business underwriting. I am a former commercial loan underwriter with industry experience. I cannot count how many times I turned down credit requests because of insufficient documentation or poorly constructed Business Plans. So often the borrower went back to his business writer only to revise and edit a business plan with my comments and recommendations! I have seen countless deals get approved by loan committee after this process an expensive and timely process which could have been avoided if the plan had been properly constructed in the first place!

I cannot guarantee that your venture will get funded or that your loan will get approved. No honest person can make that brazen a statement! But what I can promise is this: I will provide you with well constructed documents that convey your organizational objectives. The project will not be complete until you are completely satisfied with...

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Employment

First National Bank Weatherford
Commercial Loan Compliance Officer
2008 - 2008
Atmos Energy
Senior Credit Analyst
2004 - 2005

Education

Florida Atlantic University, Boca Raton, FL
BBA Finance
-

Keywords

Business Plans
Financial Anlaysis
Forecast and Projections
SWOT Analysis
Feasibility Studies
ARGUS
Commercial Real Estate
Due Dilligence
Business Valuations
My Snapshot
Finance & Management
2
Elance Level
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  • 12 months
  • Lifetime
Jobs
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0
Total
Milestones
Hours
Reviews
Recommend
Clients
Total
Repeat
Earnings
Private
Private
Total
Per Client
Identity
Username
TeresaHenry
Type
Individual
Member Since
March 2011
Elance URL
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Teresa H. | Elance

Teresa H.